{"id":1864,"date":"2014-08-22T20:07:02","date_gmt":"2014-08-22T11:07:02","guid":{"rendered":"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/?p=1864"},"modified":"2019-08-07T12:24:04","modified_gmt":"2019-08-07T03:24:04","slug":"ft","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20140822\/ft\/","title":{"rendered":"\u30c6\u30c3\u30af\u304c\u9280\u884c\u3092\u7f6e\u304d\u53bb\u308a\u306b\u3059\u308b\u672a\u6765\uff1f"},"content":{"rendered":"<p style=\"text-align: center;\"><a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/wp-content\/uploads\/2014\/08\/2046126318_c0340e8865_z-1.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-1868\" alt=\"2046126318_c0340e8865_z (1)\" src=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/wp-content\/uploads\/2014\/08\/2046126318_c0340e8865_z-1.jpg\" width=\"448\" height=\"221\" srcset=\"https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2014\/08\/2046126318_c0340e8865_z-1.jpg 640w, https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2014\/08\/2046126318_c0340e8865_z-1-300x148.jpg 300w\" sizes=\"auto, (max-width: 448px) 100vw, 448px\" \/><\/a><\/p>\n<p>8\u670821\u65e5\u4ed8\u306eFinancial Times\uff08\u30aa\u30f3\u30e9\u30a4\u30f3\u7248\uff09\u3067\u306f\u3001\u671f\u305b\u305a\u3057\u3066\u304b\u3001\u6295\u8cc7\u9280\u884c\u3082\u5546\u696d\u9280\u884c\u3082\u3001\u5171\u306b\u305d\u306e\u5b58\u5728\u610f\u7fa9\u304c\u30c6\u30c3\u30af\u7cfb\u306e\u4f01\u696d\u306b\u7f6e\u304d\u53bb\u308a\u306b\u3055\u308c\u308b\u306e\u3067\u306f\u3001\u3068\u3044\u3046\u5185\u5bb9\u306e\u8a18\u4e8b\u3092\u516c\u958b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><!--more--><\/p>\n<h2>Google\u3084Apple\u304c\u6301\u3064\u30d6\u30e9\u30f3\u30c9\u529b<\/h2>\n<p>\u4e00\u3064\u76ee\u306e\u8a18\u4e8b\u306f\u3001\u30b8\u30ea\u30a2\u30f3\u30fb\u30c6\u30c3\u30c8\u3068\u3044\u3046\u8d85\u8457\u540d\u30b8\u30e3\u30fc\u30ca\u30ea\u30b9\u30c8\u306b\u3088\u308b\u3082\u306e\u3002\u305d\u306e\u30bf\u30a4\u30c8\u30eb\u306f\u300c<a href=\"http:\/\/www.ft.com\/intl\/cms\/s\/0\/e6911814-27cb-11e4-ae44-00144feabdc0.html\">Upstarts prepare to ambush the lords of finance\uff08\u91d1\u878d\u306e\u652f\u914d\u8005\u3078\u306e\u653b\u6483\u3092\u6e96\u5099\u3059\u308b\u65b0\u8208\u4f01\u696d\u305f\u3061\uff09<\/a>\u300d\u3068\u6311\u6226\u7684\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u8a18\u4e8b\u3067\u3001\u8457\u8005\u306f2008\u5e74\u306e\u4e16\u754c\u7684\u306a\u91d1\u878d\u5371\u6a5f\u4ee5\u6765\u3001\u898f\u5236\u5f37\u5316\u304c\u91d1\u878d\u696d\u754c\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u3066\u304d\u305f\u4e00\u65b9\u3067\u3001\u4eca\u5f8c\u306f\u540c\u3058\u5ea6\u5408\u3044\u3067\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u529b\u304c\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u306e\u3067\u306f\u3001\u3068\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u8c61\u5fb4\u7684\u306a\u30d7\u30ec\u30fc\u30e4\u30fc\u306e\u4e00\u89a7\u3068\u3057\u3066\u306f\u3001\u4eca\u9031\u30e9\u30b9\u30d9\u30ac\u30b9\u3067\u958b\u50ac\u3055\u308c\u308b<a href=\"http:\/\/money2020.com\/\">Money2020<\/a>\u3078\u306e\u53c2\u52a0\u4f01\u696d\u304c\u3042\u308a\u3001\u65e2\u5b58\u306e\u5927\u4f01\u696d\u306b\u52a0\u3048\u3066\u3001Google\u3084Amazon\u306e\u4ed6\u3001Kabbage\u3001Lending Club\u3001Ripple Labs\u3068\u3044\u3063\u305f\u69d8\u3005\u306a\u30d7\u30ec\u30fc\u30e4\u30fc\u304c\u3001\u65e2\u5b58\u306e\u91d1\u878d\u30c1\u30e3\u30cd\u30eb\u3092\u4ee3\u66ff\u3057\u3064\u3064\u3042\u308b\u3053\u3068\u3092\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3068\u308a\u308f\u3051\u3001Amazon\u3001Google\u3084Apple\u304c\u91d1\u878d\u9818\u57df\u306b\u304a\u3044\u3066\u9032\u51fa\u3057\u3066\u3044\u308b\u3053\u3068\u306b\u3064\u3044\u3066\u306f\u3001\u305d\u308c\u307e\u3067\u306e\u30d9\u30f3\u30c1\u30e3\u30fc\u304c\u3082\u305f\u3089\u3057\u3066\u304d\u305f\u5f71\u97ff\u3068\u306f\u7570\u306a\u308a\u3001\u8ca1\u52d9\u7684\u306b\u3082\u65e2\u5b58\u306e\u9280\u884c\u3088\u308a\u306f\u308b\u304b\u306b\u5065\u5168\u3067\u3001\u6d88\u8cbb\u8005\u304b\u3089\u3082\u683c\u6bb5\u306b\uff08\u9280\u884c\u3068\u6bd4\u3079\u3066\uff09\u4fe1\u983c\u304c\u539a\u3044\u3053\u3068\u304c\u3001\u4eca\u5f8c\u306e\u5f37\u307f\u306b\u306a\u308b\u53ef\u80fd\u6027\u3092\u6319\u3052\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u624b\u5143\u306e\u96fb\u8a71\u3084\u691c\u7d22\u30a8\u30f3\u30b8\u30f3\u3001\u6bce\u65e5\u4f7f\u3046EC\u30b5\u30a4\u30c8\u3092\u904b\u55b6\u3057\u3001\u5229\u7528\u8005\u6e80\u8db3\u5ea6\u3082\u6975\u3081\u3066\u9ad8\u3044\u3053\u308c\u3089\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u30b9\u30d4\u30fc\u30c9\u611f\u3092\u3082\u3063\u3066\u6311\u3093\u3067\u3044\u308b\u30d3\u30b8\u30cd\u30b9\u306f\u3001\u3069\u306e\u56fd\u3067\u3082\u898f\u5236\u696d\u7a2e\u3067\u3042\u308b\u9280\u884c\u696d\u3068\u306f\u5727\u5012\u7684\u306b\u30b9\u30b1\u30fc\u30eb\u306e\u7570\u306a\u308b\u5909\u5316\u3067\u3042\u308b\u3082\u306e\u3068\u3001\u30c6\u30c3\u30c8\u53f2\u306e\u76ee\u306b\u3082\u6620\u3063\u305f\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<h2>\u4ed8\u52a0\u4fa1\u5024\u304c\u63d0\u4f9b\u3067\u304d\u306a\u3044\u30a6\u30a9\u30fc\u30eb\u8857<\/h2>\n<p>\u3082\u3046\u4e00\u3064\u306e\u8a18\u4e8b\u3067\u306f\u3001\u7c73\u56fd\u306e\u30e1\u30c7\u30a3\u30a2\u4f1a\u793e\u306e\u7de8\u96c6\u8005\u3067\u3042\u308bFelix Salmon\u6c0f\u306b\u3088\u308b\u3082\u306e\u3002\u3053\u3061\u3089\u306e\u8a18\u4e8b\u306f\u300c<a href=\"http:\/\/www.ft.com\/intl\/cms\/s\/0\/9411fdde-27c5-11e4-ae44-00144feabdc0.html\">No need for banks in an era of intellectual capital\uff08\u77e5\u7684\u8cc7\u672c\u306e\u6642\u4ee3\u306b\u9280\u884c\u306f\u7528\u7121\u3057\uff09<\/a>\u300d\u3001\u3068\u66f4\u306b\u523a\u6fc0\u7684\u306a\u30bf\u30a4\u30c8\u30eb\u3002<\/p>\n<p>\u65e2\u5b58\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u4f01\u696d\u304c\u3001\u672c\u5e74\u306b\u5165\u3063\u3066\u304b\u3089\u306e\u5927\u578b\u8cb7\u53ce\u306b\u304a\u3044\u3066\u3001\u6295\u8cc7\u9280\u884c\u306e\u52a9\u3051\u3092\u501f\u308a\u306a\u304f\u306a\u3063\u305f\u3053\u3068\u4f8b\u306b\u3001\u305d\u306e\u696d\u614b\u304c\u6301\u3064\u4ed8\u52a0\u4fa1\u5024\u304c\u6fc0\u6e1b\u3057\u305f\u3053\u3068\u3092\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4eca\u5e74\u524d\u534a\u3060\u3051\u3067\u3082\u3001\u30b7\u30ea\u30b3\u30f3\u30d0\u30ec\u30fc\u3067\u306f\u5927\u578b\u306eM&#038;A\u304c\u76f8\u6b21\u304e\u3001Facebook\u306b\u3088\u308bWhatsApp\u3084Apple\u306b\u3088\u308bBeats\u306a\u3069\u3001\u7d2f\u8a08\u30671,000\u5104\u30c9\u30eb\uff0810\u5146\u5186\uff09\u306b\u3082\u4e0a\u308b\u8cb7\u53ce\u304c\u884c\u308f\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n\u3057\u304b\u3057\u3001\u5f93\u6765\u306eM&#038;A\u3068\u6bd4\u3079\u308b\u3068\u3001\u591a\u304f\u306e\u5927\u578b\u8cb7\u53ce\u306b\u304a\u3044\u3066\u3001\u5168\u304f\u6295\u8cc7\u9280\u884c\u3092\u7528\u3044\u3089\u308c\u305a\u5b8c\u4e86\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u3092\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u80cc\u666f\u3068\u3057\u3066\u8457\u8005\u306f\u3001\u4eca\u3084\u6700\u3082\u512a\u79c0\u306a\u5b66\u751f\u306f\u6771\u6d77\u5cb8\u306e\u6295\u8cc7\u9280\u884c\u306b\u306f\u884c\u304b\u305a\u3001\u897f\u6d77\u5cb8\u3067\u8d77\u696d\u3057\u3001\u897f\u6d77\u5cb8\u306e\u30d9\u30f3\u30c1\u30e3\u30fc\u30ad\u30e3\u30d4\u30bf\u30eb\u304b\u3089\u51fa\u8cc7\u3092\u53d7\u3051\u3001\u897f\u6d77\u5cb8\u306e\u4eba\u6750\u3067\u4f1a\u793e\u3092\u5927\u304d\u304f\u3057\u3001\u8cb7\u53ce\u3092\u542b\u3081\u3066\u897f\u6d77\u5cb8\u306e\u4ef2\u9593\u5185\u3067\u884c\u308f\u308c\u3066\u3044\u308b\u3053\u3068\u3092\u6319\u3052\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001Apple\u3084Microsoft\u304c\u4e0a\u5834\u3057\u305f1980\u5e74\u4ee3\u306b\u306f\u3001\u30d9\u30f3\u30c1\u30e3\u30fc\u306f\u682a\u5f0f\u5e02\u5834\u306b\u3066\u304a\u91d1\u3092\u8abf\u9054\u3059\u308b\u5074\u3067\u3042\u308a\u3001\u305d\u3053\u304b\u3089\u4e16\u754c\u7684\u306a\u30d7\u30ec\u30fc\u30e4\u304c\u751f\u307e\u308c\u308b\u4ed5\u7d44\u307f\u3068\u306a\u3063\u3066\u3044\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u30012004\u5e74\u306eGoogle\u30012012\u5e74\u306eFacebook\u306e\u682a\u5f0f\u516c\u958b\u306b\u8c61\u5fb4\u3055\u308c\u308b\u3088\u3046\u306b\u3001\u8fd1\u5e74\u306e\u30d9\u30f3\u30c1\u30e3\u30fc\u4f01\u696d\u306e\u306f\u65e2\u306b\u5341\u5206\u306a\u8cc7\u91d1\u3092\u6709\u3057\u3066\u304a\u308a\u3001\u5c06\u6765\u306b\u5411\u3051\u3066\u306e\u8abf\u9054\u3068\u3044\u3046\u3088\u308a\u306f\u3001\u65e2\u5b58\u682a\u4e3b\u306e\u58f2\u5374\u304c\u4e3b\u306a\u76ee\u7684\u3068\u306a\u3063\u3066\u3044\u3063\u305f\u3053\u3068\u3092\u5f37\u8abf\u3057\u3066\u3044\u307e\u3059\u3002\u6210\u9577\u8cc7\u91d1\u306f\u65e2\u306b\u30b7\u30ea\u30b3\u30f3\u30d0\u30ec\u30fc\u306e\u4e2d\u306b\u3042\u308a\u3001\u6295\u8cc7\u9280\u884c\u304c\u65b0\u305f\u306b\u8cc7\u91d1\u6e90\u3092\u63a2\u3057\u3066\u304f\u308b\u5f79\u5272\u304c\u4f4e\u4e0b\u3057\u305f\u3001\u3068\u5206\u6790\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3053\u3068\u306b\u52a0\u3048\u3066\u3001SnapChat\u3084WhatsApp\u306e\u4fa1\u5024\u8a08\u7b97\u306f\u3001\u6295\u8cc7\u9280\u884c\u306e\u7b97\u5b9a\u30ec\u30dd\u30fc\u30c8\u3067\u3082\u884c\u3048\u308b\u3088\u3046\u306a\u3082\u306e\u3067\u306f\u306a\u304f\u3001\u30b6\u30c3\u30ab\u30fc\u30d0\u30fc\u30b0\u6c0f\u306a\u3069\u306e\u610f\u5fd7\u6c7a\u5b9a\u8005\u306e\u982d\u306e\u4e2d\u306b\u3057\u304b\u7d50\u8ad6\u304c\u306a\u3044\u30b1\u30fc\u30b9\u3082\u5897\u3048\u3066\u304d\u305f\u306e\u3060\u3068\u3002\u65e7\u6765\u306e\u8cb7\u53ce\u306b\u304a\u3051\u308b\u30b7\u30ca\u30b8\u30fc\u52b9\u679c\u306a\u3069\u306f\u3001\u30b7\u30ea\u30b3\u30f3\u30d0\u30ec\u30fc\u306b\u304a\u3051\u308b\u8cb7\u53ce\u306e\u30ed\u30b8\u30c3\u30af\u3068\u306f\u7121\u95a2\u4fc2\u3068\u306a\u308a\u3064\u3064\u3042\u308a\u3001\u5c02\u9580\u7684\u306a\u5206\u6790\u3084\u63d0\u6848\u80fd\u529b\u3059\u3089\u3082\u3001\u897f\u6d77\u5cb8\u306e\u4f01\u696d\u3068\u3057\u3066\u306f\u5426\u5b9a\u3055\u308c\u308b\u4fa1\u5024\u306a\u306e\u3060\u3068\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<br 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