{"id":2914,"date":"2015-12-04T20:04:06","date_gmt":"2015-12-04T11:04:06","guid":{"rendered":"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/?p=2914"},"modified":"2019-08-07T12:42:33","modified_gmt":"2019-08-07T03:42:33","slug":"ondeck","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20151204\/ondeck\/","title":{"rendered":"JP\u30e2\u30eb\u30ac\u30f3\u304cOnDeck\u3068\u6226\u7565\u7684\u63d0\u643a\uff5cFintech\uff08\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\uff09\u7814\u7a76\u6240"},"content":{"rendered":"<p>\u4e2d\u5c0f\u4f01\u696d\u5411\u3051\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u30ec\u30f3\u30c0\u30fc<a href=\"https:\/\/www.ondeck.com\/\" target=\"_blank\">OnDeck<\/a>\u306f\u4eca\u9031\u3001JP\u30e2\u30eb\u30ac\u30f3\u3068\u306e\u6226\u7565\u7684\u63d0\u643a\u3092\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3000<\/p>\n<p><!--more--><\/p>\n<p>OnDeck\u306f2014\u5e7412\u6708\u306b\u4e0a\u5834\u3057\u305f\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u30ec\u30f3\u30c0\u30fc\u306b\u306a\u308a\u307e\u3059\u3002P2P\u3067\u878d\u8cc7\u3092\u4ef2\u4ecb\u3059\u308b<a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/20141212\/lc\/\" target=\"_blank\">Lending Club<\/a>\u3068\u306f\u7570\u306a\u308a\u3001\u81ea\u3089\u30ed\u30fc\u30f3\u3092\u7d44\u6210\u3057\u4fdd\u6709\u3059\u308b\u4ed6\u3001\u8a3c\u5238\u5316\u3092\u3057\u3066\u58f2\u5374\u3082\u884c\u3046\u3001\u3068\u3044\u3046\u610f\u5473\u3067\u306f\u30c7\u30b8\u30bf\u30eb\u5316\u3055\u308c\u305f\u9280\u884c\u306b\u8fd1\u3044\u4f4d\u7f6e\u3065\u3051\u306e\u30d7\u30ec\u30fc\u30e4\u30fc\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>OnDeck\u793e\u306f\u3053\u308c\u307e\u3067\u3001\u30c7\u30fc\u30bf\u5206\u6790\u3092\u901a\u3058\u3066\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u306e\u5be9\u67fb\u3092\u884c\u3046\u80fd\u529b\u306b\u5f37\u307f\u3092\u767a\u63ee\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u901a\u5e38\u306e\u9280\u884c\u304c\u6753\u5b50\u5b9a\u898f\u306a\u878d\u8cc7\u57fa\u6e96\u3067\u5224\u65ad\u3092\u884c\u3063\u3066\u3044\u308b\u4e2d\u3001\u30af\u30e9\u30a6\u30c9\u4f1a\u8a08\u30bd\u30d5\u30c8\u3068\u306e\u9023\u643a\u3084\u72ec\u81ea\u306e\u30c7\u30fc\u30bf\u5206\u6790\u3092\u6d3b\u7528\u3057\u3001\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u306e\u591a\u69d8\u306a\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\uff08\u4e0b\u56f3\uff09\u306b\u3082\u81ea\u52d5\u5be9\u67fb\u3067\u5bfe\u5fdc\u3001\u6700\u8fd1\u3067\u306f\u8cb8\u5012\u7387\u30927\uff05\u672a\u6e80\u306e\u6c34\u6e96\u306b\u6291\u3048\u308b\u3053\u3068\u306b\u6210\u529f\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><center><STRONG>\u56f3\u8868\u3000\u696d\u614b\u5225\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u306e\u30a4\u30e1\u30fc\u30b8<\/STRONG><\/center><br \/>\n<a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/wp-content\/uploads\/2015\/12\/ondeck1.png\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/wp-content\/uploads\/2015\/12\/ondeck1-1024x575.png\" alt=\"ondeck1\" width=\"1024\" height=\"575\" class=\"aligncenter size-large wp-image-2916\" srcset=\"https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2015\/12\/ondeck1-1024x575.png 1024w, https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2015\/12\/ondeck1-300x168.png 300w, https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2015\/12\/ondeck1-304x171.png 304w, https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2015\/12\/ondeck1-282x158.png 282w, https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2015\/12\/ondeck1.png 1421w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><br \/>\n\uff08\u51fa\u6240\uff09<a href=\"https:\/\/s2.q4cdn.com\/642656665\/files\/doc_presentations\/2015\/ONDK-Investor-Deck-Dec-JPM-Conference-FINAL-120115.pdf\" target=\"_blank\">OnDeck\u6295\u8cc7\u5bb6\u5411\u3051\u30d7\u30ec\u30bc\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3\uff08J.P. Morgan FinTech &#038; Specialty Finance Forum, December 2, 2015\uff09<\/a>\u3088\u308a<\/p>\n<p>\u540c\u793e\u304c\u53c2\u7167\u3059\u308b\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u9023\u9280\u8abf\u67fb\u306b\u3088\u308c\u3070\u3001\u5e73\u5747\u7684\u306a\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u3067\u306f\u30ed\u30fc\u30f3\u306e\u7533\u8acb\u306b26\u6642\u9593\u3092\u8cbb\u3084\u3057\u30012.7\u4ef6\u306e\u7533\u3057\u8fbc\u307f\u3092\u884c\u3063\u3066\u3044\u308b\u3068\u306e\u3053\u3068\u3002\u6a5f\u68b0\u5316\u3059\u308b\u3053\u3068\u306b\u3088\u308b\u30b3\u30b9\u30c8\uff08\u8cb8\u51fa\u91d1\u5229\u306b\u6700\u7d42\u7684\u306b\u53cd\u6620\uff09\u306e\u4f4e\u3055\u306b\u52a0\u3048\u3066\u3001\u3053\u306e\u696d\u52d9\u4e0a\u306e\u8ca0\u8377\u3092\u8efd\u6e1b\u3067\u304d\u308b\u3053\u3068\u304c\u3001\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u30ec\u30f3\u30c0\u30fc\u306e\u5f37\u307f\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u8fd1\u5e74\u3067\u306f\u300112.2\u30c9\u30eb\u306e\u9867\u5ba2\u7372\u5f97\u30b3\u30b9\u30c8\u3067\u300136.8\u30c9\u30eb\u306eLTV\u3092\u9867\u5ba2\u304b\u3089\u7372\u5f97\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u3066\u304a\u308a\u3001\u5bfe\u524d\u5e74\u3067\u3082\u30ed\u30fc\u30f3\u7d44\u6210\u984d\u304c2.5\u500d\u306b\u3001<a href=\"https:\/\/www.google.com\/finance?q=NYSE%3AONDK&#038;fstype=ii&#038;ei=XmhhVum2GteT0ATtuZvwAw\" target=\"_blank\">\u76f4\u8fd12\u56db\u534a\u671f\u3067\u9ed2\u5b57\u3082\u7d99\u7d9a<\/a>\u3059\u308b\u306a\u3069\u3001\u307e\u3055\u306b\u62e1\u5927\u30d5\u30a7\u30fc\u30ba\u306b\u3042\u308b\u30d7\u30ec\u30fc\u30e4\u30fc\u3068\u3082\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>\u4eca\u9031\u3001<a href=\"http:\/\/d1lge852tjjqow.cloudfront.net\/CIK-0001420811\/e491a235-e61b-4f51-be83-eaea870ba30c.pdf\" target=\"_blank\">\u884c\u308f\u308c\u305f\u9069\u6642\u958b\u793a<\/a>\u3067\u306f\u3001OnDeck\u304c\u305d\u306e\u5be9\u67fb\u6a5f\u80fd\u306b\u3064\u3044\u3066JP\u30e2\u30eb\u30ac\u30f3\u3068\u9023\u643a\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u30922016\u5e74\u306b\u958b\u59cb\u3059\u308b\u5185\u5bb9\u304c\u8ff0\u3079\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u958b\u793a\u5185\u306e\u8868\u73fe\u3092\u501f\u308a\u308c\u3070\u3001OnDeck\u81ea\u4f53\u3092PaaS\uff08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3068\u3057\u3066\u306e\u30b5\u30fc\u30d3\u30b9\uff09\u3068\u3057\u3066\u4f4d\u7f6e\u3065\u3051\u3088\u3046\u3068\u3059\u308b\u52d5\u304d\u3067\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><a href=\"http:\/\/www.ft.com\/intl\/cms\/s\/0\/fd561dca-984e-11e5-9228-87e603d47bdc.html\" target=\"_blank\">FT\u8a18\u4e8b\uff08\u8981\u8cfc\u8aad\uff09<\/a>\u306b\u3088\u308c\u3070JP\u30e2\u30eb\u30ac\u30f3\u5185\u3067\u306e\u5546\u696d\u9280\u884c\u30c1\u30a7\u30fc\u30b9\u306b\u304a\u3044\u3066\u3001\u540c\u793e\u306e\u4e2d\u5c0f\u4f01\u696d\u9867\u5ba2400\u4e07\u793e\u306b\u5411\u3051\u3066\u3001\u5373\u65e5\u3082\u3057\u304f\u306f\u7fcc\u65e5\u878d\u8cc7\u304c\u53ef\u80fd\u306a\u30d7\u30ed\u30b0\u30e9\u30e0\u304c\u958b\u59cb\u3067\u304d\u308b\u3082\u306e\u3068\u307f\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5143\u3005\u3001JP\u30e2\u30eb\u30ac\u30f3\u306f\u4eca\u5e746\u6708\u9803\u3001Lending Club\u3092\u8cb7\u53ce\u3059\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u3044\u3046<a href=\"http:\/\/www.thedeal.com\/first_word\/2015\/07\/for_lendingclub_a_sale_would_avoid_a_fight_with_wall_street_titans_lc_gs_jpm_usb.html\" target=\"_blank\">\u61b6\u6e2c<\/a>\u304c\u3042\u308a\u3001\u305d\u306e\u969b\u306b\u306fLending Club\u306e\u682a\u4fa1\u304c\u4e0a\u304c\u308a\u3001OnDeck\u304c\u4e0b\u304c\u308b\u5c55\u958b\u304c\u3042\u3063\u305f\u4e2d\u3067\u3001\u305d\u306e\u4e88\u6e2c\u306e\u9006\u3092\u884c\u304f\u5f62\u3067\u3001\u4eca\u56de\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306f\u751f\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u30cb\u30e5\u30fc\u30b9\u3092\u53d7\u3051\u3066\u3001OnDeck\u306e\u682a\u4fa1\u306f\u4e00\u664240%\u8fd1\u304f\u4e0a\u6607\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>JP\u30e2\u30eb\u30ac\u30f3\u3068\u306e\u30d7\u30ed\u30b0\u30e9\u30e0\u3067\u306f\u3053\u308c\u307e\u3067\u3068\u540c\u69d8\u306b\u3001OnDeck Score\u3068\u547c\u3070\u308c\u308b\u81ea\u52d5\u5316\u3055\u308c\u305f\u878d\u8cc7\u5be9\u67fb\u3067\u3001\u307b\u307c\u5373\u6642\u306b\u305d\u306e\u7d50\u679c\u304c\u51fa\u308b\u3068\u306e\u3053\u3068\u3002\u5546\u54c1\u81ea\u4f53\u306f\u30c1\u30a7\u30fc\u30b9\u306e\u30d6\u30e9\u30f3\u30c9\u53ca\u3073\u30d0\u30e9\u30f3\u30b9\u30b7\u30fc\u30c8\u304b\u3089\u63d0\u4f9b\u3055\u308c\u308b\u3053\u3068\u3068\u306a\u308a\u307e\u3059\u3002\u3044\u308f\u3070\u3001OnDeck\u306f\u305d\u306e\u30b9\u30d4\u30fc\u30c9\u5be9\u67fb\u6a5f\u80fd\u3092\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3068\u3057\u3066\u63d0\u4f9b\u3057\u3001JP\u30e2\u30eb\u30ac\u30f3\u304c\u30a4\u30f3\u30d5\u30e9\u3068\u8cc7\u91d1\u3092\u63d0\u4f9b\u3057\u3066\u3044\u304f\u3088\u3046\u306a\u30a4\u30e1\u30fc\u30b8\u3067\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u3001\u6b63\u306b\u9280\u884c\u6a5f\u80fd\u306b\u304a\u3044\u3066\u3001\u8cc7\u91d1\u4f59\u5270\u4e3b\u4f53\u3068\u3057\u3066\u306e\u8cb8\u3057\u624b\u3068\u3001\u60c5\u5831\u751f\u7523\u6a5f\u80fd\u3067\u3042\u308b\u5be9\u67fb\u304c\u30a2\u30f3\u30d0\u30f3\u30c9\u30eb\u3055\u308c\u305f\u306e\u3061\u3001\u7570\u306a\u308b\u7d44\u307f\u5408\u308f\u305b\u306b\u3088\u308a\u63d0\u4f9b\uff08\u30ea\u30d0\u30f3\u30c9\u30eb\uff09\u3055\u308c\u308b\u597d\u4f8b\u3068\u3044\u3048\u308b\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3000<br \/>\n\u3000<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4e2d\u5c0f\u4f01\u696d\u5411\u3051\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u30ec\u30f3\u30c0\u30fcOnDeck\u306f\u4eca\u9031\u3001JP\u30e2\u30eb\u30ac\u30f3\u3068\u306e\u6226\u7565\u7684\u63d0\u643a\u3092\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3000<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-2914","post","type-post","status-publish","format-standard","hentry","category-global"],"acf":[],"_links":{"self":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/2914","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/comments?post=2914"}],"version-history":[{"count":16,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/2914\/revisions"}],"predecessor-version":[{"id":3156,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/2914\/revisions\/3156"}],"wp:attachment":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media?parent=2914"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/categories?post=2914"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/tags?post=2914"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}