{"id":3170,"date":"2016-04-08T21:21:04","date_gmt":"2016-04-08T12:21:04","guid":{"rendered":"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/?p=3170"},"modified":"2021-08-10T19:03:21","modified_gmt":"2021-08-10T10:03:21","slug":"gene","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20160408\/gene\/","title":{"rendered":"DNA\u60c5\u5831\u3068\u751f\u547d\u4fdd\u967a\uff5cFintech\uff08\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\uff09\u7814\u7a76\u6240"},"content":{"rendered":"<p>4\u67082\u65e5\u3001\u65e5\u672c\u306e\u4e3b\u8981\u751f\u4fdd\u306e\u4e00\u3064\u3067\u3042\u308b\u660e\u6cbb\u5b89\u7530\u751f\u547d\u4fdd\u967a\u306f\u3001\u907a\u4f1d\u60c5\u5831\u306e\u6d3b\u7528\u3092\u542b\u3081\u3066\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u958b\u767a\u3092\u884c\u3046\u5c02\u9580\u90e8\u7f72\u306e\u8a2d\u7f6e\u3092\u884c\u3063\u305f\u3068<a href=\"http:\/\/mainichi.jp\/articles\/20160402\/ddm\/001\/020\/186000c\" target=\"_blank\" rel=\"noopener\">\u6bce\u65e5\u65b0\u805e\u304c\u5831\u3058\u3066<\/a>\u3044\u307e\u3059\u3002<\/p>\n<p><!--more--><\/p>\n<h3>\u907a\u4f1d\u5b50\u89e3\u6790\u3068\u751f\u547d\u4fdd\u967a<\/h3>\n<p>\u540c\u5831\u9053\u306b\u3088\u308c\u3070\u3001\u3053\u306e\u3088\u3046\u306a\u672c\u683c\u7684\u306a\u907a\u4f1d\u60c5\u5831\u306e\u6d3b\u7528\u306b\u8e0f\u307f\u8fbc\u3080\u4e3b\u8981\u751f\u4fdd\u306e\u53d6\u308a\u7d44\u307f\u306f\u521d\u3081\u3066\u3068\u306e\u3053\u3068\u3002\u9867\u5ba2\u540c\u610f\u3092\u3082\u3063\u3066\u907a\u4f1d\u60c5\u5831\u3092\u89e3\u6790\u3059\u308b\u3053\u3068\u3067\u3001\u3088\u308a\u9ad8\u3044\u78ba\u5ea6\u3067\u306e\u4e88\u6e2c\u3092\u751f\u547d\u4fdd\u967a\u5546\u54c1\u306b\u6d3b\u7528\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308b\u307b\u304b\u3001\u751f\u6d3b\u7fd2\u6163\u306e\u60aa\u5316\u306b\u5bfe\u3059\u308b\u4e88\u9632\u7684\u306a\u30c4\u30fc\u30eb\u3084\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3068\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u5f53\u7136\u306a\u304c\u3089\u3001\u75c5\u6c17\u306b\u306a\u308a\u3084\u3059\u3044\u907a\u4f1d\u5b50\u3067\u3042\u308b\u3053\u3068\u304c\u5224\u660e\u3057\u305f\u5834\u5408\u306b\u306f\u3001\u4fdd\u967a\u6599\u306e\u4e0a\u6607\u3084\u52a0\u5165\u62d2\u5426\u304c\u767a\u751f\u3059\u308b\u3053\u3068\u3082\u8003\u3048\u3089\u308c\u307e\u3059\u3002\u907a\u4f1d\u5b50\u306f\u751f\u307e\u308c\u308b\u6642\u70b9\u3067\u56fa\u5b9a\u3055\u308c\u308b\u60c5\u5831\u3067\u3042\u308b\u305f\u3081\u3001\u305d\u306e\u7d50\u679c\u304c\u3082\u305f\u3089\u3059\u4e0d\u5e73\u7b49\u306b\u3064\u3044\u3066\u306f\u793e\u4f1a\u7684\u306a\u53cd\u767a\u304c\u767a\u751f\u3059\u308b\u3053\u3068\u3082\u5bb9\u6613\u306b\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u4e0a\u8a18\u8a18\u4e8b\u306b\u3082\u3042\u308b\u3088\u3046\u306b\u3001\u7c73\u56fd\u3067\u306f\u3001\u907a\u4f1d\u5b50\u60c5\u5831\u3092\u5065\u5eb7\u4fdd\u967a\u53ca\u3073\u96c7\u7528\u5224\u65ad\u306b\u7528\u3044\u308b\u3053\u3068\u3092\u30012008\u5e74\u306b\u6210\u7acb\u3057\u305f\u907a\u4f1d\u60c5\u5831\u5dee\u5225\u7981\u6b62\u6cd5\u304c\u7981\u3058\u3089\u308c\u3066\u3044\u307e\u3059\uff08\u6210\u7acb\u80cc\u666f\u306f<a href=\"http:\/\/takenokorsi.hatenablog.com\/entry\/2014\/12\/21\/001111\" target=\"_blank\" rel=\"noopener\">\u3053\u3061\u3089\u306e\u30d6\u30ed\u30b0<\/a>\u304c\u8a73\u3057\u3044\u3067\u3059\uff09\u3002\u4e00\u65b9\u3067\u3001\u751f\u547d\u4fdd\u967a\u306b\u3064\u3044\u3066\u306f\u305d\u306e\u9650\u308a\u3067\u306f\u306a\u304f\u3001\u81ea\u3089\u306e\u907a\u4f1d\u5b50\u60c5\u5831\u3092\u7a4d\u6975\u7684\u306b\u6d3b\u7528\u3057\u305f\u3044\u52a0\u5165\u8005\u306e\u9700\u8981\u306b\u5fdc\u3048\u3089\u308c\u308b\u3082\u306e\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u660e\u78ba\u306a\u30eb\u30fc\u30eb\u304c\u3042\u308b\u7c73\u56fd\u306b\u5bfe\u3057\u3066\u3001\u65e5\u672c\u3067\u306f\u307e\u3060\u30eb\u30fc\u30eb\u306e\u5236\u5b9a\u3084\u3001\u5229\u7528\u8005\u4fdd\u8b77\u306e\u8b70\u8ad6\u304c\u672c\u683c\u5316\u3057\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u3088\u3046\u3067\u3059\u3002\u660e\u6cbb\u5b89\u7530\u751f\u547d\u306e\u53d6\u308a\u7d44\u307f\u306f\u5927\u3044\u306b\u5b9f\u9a13\u7684\u306a\u4f4d\u7f6e\u3065\u3051\u3092\u5e2f\u3073\u3066\u3044\u307e\u3059\u304c\u3001\u793e\u4f1a\u7684\u306a\u8b70\u8ad6\u3092\u9032\u3081\u3066\u3044\u304f\u306b\u3042\u305f\u3063\u3066\u5927\u4e8b\u306a\u57fa\u790e\u3068\u306a\u3063\u3066\u3044\u304f\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>Fintech\u306e\u76db\u308a\u4e0a\u304c\u308a\u3092\u5f85\u305f\u305a\u3068\u3082\u3001\u4fdd\u967a\u696d\u754c\u306f\u5927\u6570\u306e\u6cd5\u5247\u306b\u57fa\u3065\u304f\u696d\u614b\u3067\u3082\u3042\u308a\u3001\u9ad8\u5ea6\u306a\u7d71\u8a08\u6d3b\u7528\u304c\u884c\u308f\u308c\u3066\u304d\u307e\u3057\u305f\u3002\u305f\u3060\u3057\u3001\u3088\u308a\u5e83\u7bc4\u306a\u30c7\u30fc\u30bf\u3092\u57fa\u306b\u3059\u308b\u5546\u54c1\u8a2d\u8a08\u306f\u3001\u307e\u3060\u3053\u308c\u304b\u3089\u958b\u62d3\u3055\u308c\u308b\u3079\u304d\u5206\u91ce\u3067\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u3002\u672c\u5e741\u6708\u306b\u306f\u7b2c\u4e00\u751f\u547d\u304c\u4fdd\u967a\u306b\u95a2\u3059\u308b\u6280\u8853\u9769\u65b0\uff08InsTech\u3068\u547c\u3070\u308c\u307e\u3059\uff09\u306b\u304a\u3044\u3066\u3001\u4f8b\u3048\u3070\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3057\u305f\u533b\u7642\u4fdd\u967a\u306a\u3069\u65b0\u305f\u306a\u30d5\u30ed\u30f3\u30c6\u30a3\u30a2\u53d6\u308a\u8fbc\u3080\u3079\u304f\u3001InsTech\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u30c1\u30fc\u30e0\u3068\u547c\u3070\u308c\u308b\u7d44\u7e54\u3092<a href=\"http:\/\/www.dai-ichi-life.co.jp\/company\/news\/pdf\/2015_076.pdf\" target=\"_blank\" rel=\"noopener\">\u8a2d\u7acb\u3057\u3066\u3044\u307e\u3059<\/a>\u3002<\/p>\n<p>\u307e\u305f\u3001\u73fe\u6642\u70b9\u3067\u306f\u3088\u308a\u91cd\u8981\u3068\u3044\u3048\u308b\u304b\u3082\u3057\u308c\u306a\u3044\u306e\u306f\u751f\u6d3b\u7fd2\u6163\u3067\u3059\u3002\u5bff\u547d\u306b\u5bfe\u3057\u3066\u907a\u4f1d\u60c5\u5831\u304c\u6301\u3064\u76f4\u63a5\u7684\u306a\u5f71\u97ff\u5ea6\u306f\u305d\u308c\u307b\u3069\u5f37\u304f\u306a\u304f\u3001\u907a\u4f1d\u7684\u8981\u56e0\u304c2\u301c3\u5272\u3067\u3042\u308b\u306e\u306b\u5bfe\u3057\u3001\u751f\u6d3b\u74b0\u5883\u3084\u7fd2\u6163\u304c7\u301c8\u5272\u3068\u3044\u3046\u7814\u7a76\u3082\u3042\u308b\u305d\u3046\u3067\u3059\u3002\u907a\u4f1d\u5b50\u89e3\u6790\u306e\u7d50\u679c\u3001\u751f\u6d3b\u7fd2\u6163\u306b\u5bfe\u3059\u308b\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u3082\u305f\u3089\u3055\u308c\u308b\u3088\u3046\u306b\u306a\u308c\u3070\u3001\u5168\u4f53\u3068\u3057\u3066\u306f\u4e0d\u5e73\u7b49\u306e\u8ad6\u70b9\u3088\u308a\u3082\u3001\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u6301\u3064\u4fa1\u5024\u306e\u65b9\u304c\u8a55\u4fa1\u3055\u308c\u3066\u304f\u308b\u5074\u9762\u3082\u3042\u308b\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u3053\u306e\u3088\u3046\u306a\u5bc4\u4e0e\u3092\u5148\u53d6\u308a\u3059\u308b\u3088\u3046\u306b\u3001\u751f\u6d3b\u7fd2\u6163\u306b\u95a2\u3059\u308b\u7d71\u8a08\u306e\u6d3b\u7528\u3082\u3001\u30a6\u30a7\u30a2\u30e9\u30d6\u30eb\u7aef\u672b\u3092\u7740\u7528\u3059\u308b\u3053\u3068\u3067\u4fdd\u967a\u6599\u7387\u304c\u4e0b\u304c\u308b\u3088\u3046\u306a\u53d6\u308a\u7d44\u307f\u3082<a href=\"http:\/\/www.sjnk-ri.co.jp\/issue\/quarterly\/data\/qt67-2.pdf\" target=\"_blank\" rel=\"noopener\">\u751f\u307e\u308c\u3066<\/a>\u3044\u307e\u3059\u3002<\/p>\n<h3>\u8fd1\u672a\u6765\u306eIoT\u304c\u3082\u305f\u3089\u3059\u4fdd\u967a\u696d\u306e\u610f\u7fa9<\/h3>\n<p>\u907a\u4f1d\u5b50\u89e3\u6790\u306f\u3001\u4fdd\u967a\u3068\u3044\u3046\u91d1\u878d\u5546\u54c1\u306b\u95a2\u3059\u308b\u6839\u6e90\u7684\u306a\u8b70\u8ad6\u306b\u3082\u7e4b\u304c\u3063\u3066\u3044\u304f\u3082\u306e\u3068\u3082\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>\u672a\u6765\u306b\u304a\u3044\u3066\u3001\u907a\u4f1d\u5b50\u306e\u30c7\u30fc\u30bf\u306b\u52a0\u3048\u3066\u3001\u4eba\u9593\u306e\u52d5\u304d\u306e\u307b\u307c\u3059\u3079\u3066\u304c\u8a08\u6e2c\u3055\u308c\u308b\u3088\u3046\u306a\u4e16\u754c\u3092\u8003\u3048\u308b\u3068\u3001\u4fdd\u967a\u4f1a\u793e\u3084\u52a0\u5165\u8005\u306f\u5065\u5eb7\u72b6\u614b\u3084\u7fd2\u6163\u3092\u3088\u308a\u7cbe\u7dfb\u306b\u4e88\u6e2c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u304d\u307e\u3059\u3002\u751f\u547d\u4fdd\u967a\u306f\u3082\u306f\u3084\u4e00\u5f8b\u306e\u88fd\u54c1\u3092\u30ea\u30b9\u30af\u306b\u5fdc\u3058\u3066\u52a0\u5165\u5224\u65ad\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u4e00\u5b9a\u306e\u6570\u5f0f\u306b\u5bfe\u3057\u3066\u52a0\u5165\u3057\u3001\u305d\u306e\u5909\u6570\u304c\u9010\u6b21\u8a08\u6e2c\u3055\u308c\u3066\u3044\u304f\u3088\u3046\u306a\u5f62\u306b\u306a\u308b\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u4e16\u754c\u306f\u3001\u81ea\u52d5\u8eca\u306e\u4e16\u754c\u3067\u306f\u3059\u3067\u306b\u5b9f\u73fe\u3057\u3066\u3044\u307e\u3059\u3002\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u4fdd\u967a\uff08\u81ea\u52d5\u8eca\u306e\u5236\u5fa1\u88c5\u7f6e\u304b\u3089\u5f97\u308b\u30c7\u30fc\u30bf\u3092\u643a\u5e2f\u96fb\u8a71\u56de\u7dda\u3067\u901a\u4fe1\u3057\u3001\u512a\u826f\u30c9\u30e9\u30a4\u30d0\u30fc\u3092\u512a\u9047\u3059\u308b\u30bf\u30a4\u30d7\u306e\u4fdd\u967a\uff09\u306e\u4e00\u4f8b\u3067\u3042\u308bProgressive\u793e\u306e<a href=\"https:\/\/www.progressive.com\/auto\/snapshot\/\" target=\"_blank\" rel=\"noopener\">Snapshot<\/a>\u3067\u306f\u3001\u8352\u3044\u904b\u8ee2\u306b\u30d6\u30b6\u30fc\u97f3\u3092\u767a\u3057\u305f\u308a\u3001\u4e01\u5be7\u306a\u904b\u8ee2\u3092\u884c\u3046\u4eba\u306b\u4fdd\u967a\u6599\u304c\u9084\u5143\u3055\u308c\u305f\u308a\u3001\u3068\u3044\u3063\u305f\u3053\u3068\u304c\u53ef\u80fd\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u4fdd\u967a\u306e\u4eba\u9593\u7248\u3068\u3082\u547c\u3079\u308b\u3082\u306e\uff08\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u751f\u547d\u4fdd\u967a\uff1f\uff09\u304c\u751f\u307e\u308c\u305f\u6681\u306b\u306f\u3001\u5065\u5eb7\u5fd7\u5411\u306e\u9ad8\u3044\u4eba\u306f\u591a\u6570\u306e\u8a08\u6e2c\u30c7\u30d0\u30a4\u30b9\u3068\u7d50\u679c\u3092\u901a\u4fe1\u3059\u308b\u4e00\u65b9\u3067\u3001\u305d\u3082\u305d\u3082\u52a0\u5165\u3092\u3042\u304d\u3089\u3081\u306a\u3051\u308c\u3070\u3044\u3051\u306a\u3044\u4eba\u53e3\u3082\u5927\u91cf\u306b\u751f\u307e\u308c\u308b\u3088\u3046\u306a\u3001\u305d\u3093\u306a\u72b6\u6cc1\u304c\u751f\u307e\u308c\u308b\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u4fdd\u967a\u306e\u4e16\u754c\u306f\u3001\u5927\u6570\u306e\u6cd5\u5247\u3068\u3044\u3046\u8868\u73fe\u306b\u8868\u3055\u308c\u308b\u3088\u3046\u306b\u3001\u591a\u5c11\u306e\u30d6\u30ec\u304c\u3042\u308b\u3082\u306e\u306e\u3001\u7686\u304c\u4e00\u5b9a\u306e\u5e73\u5747\u5024\u3068\u305d\u306e\u5206\u6563\u306e\u4e2d\u3067\u751f\u304d\u308b\u3053\u3068\u3092\u60f3\u5b9a\u3057\u305f\u4e16\u754c\u3067\u767a\u5c55\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u3001\u6e2c\u5b9a\u30c7\u30d0\u30a4\u30b9\u304c\u9032\u5316\u3057\u3001\u7fd2\u6163\u6027\u306b\u307e\u3067\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u884c\u308f\u308c\u308b\u3088\u3046\u306b\u306a\u308b\u3068\u3001\u30ea\u30b9\u30af\u306f\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u306b\u5909\u5316\u3057\u3001\u65e5\u3054\u3068\u306b\u4fdd\u967a\u6599\u304c\u5909\u308f\u308b\u3088\u3046\u306a\u6027\u8cea\u306b\u306a\u3063\u3066\u3044\u304f\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u52a0\u5165\u8005\u306f\u6539\u5584\u3059\u308b\u52aa\u529b\u3092\u884c\u3048\u308b\u4eba\u3067\u3042\u308b\u304b\u3001\u3068\u3044\u3063\u305f\u5fdc\u7528\u7684\u306a\u5909\u6570\u3059\u3089\u4fdd\u967a\u306e\u5224\u65ad\u8ef8\u3068\u306a\u308b\u3068\u3001\u751f\u547d\u4fdd\u967a\u3084\u533b\u7642\u4fdd\u967a\u306f\u5fc5\u8981\u4ee5\u4e0a\u306b\u606f\u82e6\u3057\u3044\u5546\u54c1\u3068\u306a\u308b\u53ef\u80fd\u6027\u3059\u3089\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3088\u308a\u591a\u304f\u306e\u6b63\u3057\u3044\u60c5\u5831\u304c\u3088\u308a\u3088\u3044\u91d1\u878d\u5546\u54c1\u3092\u3082\u305f\u3089\u3059\u6027\u8cea\u304c\u3042\u308b\u4ee5\u4e0a\u3001\u3053\u306e\u65b9\u5411\u6027\u3068\u3069\u306e\u3088\u3046\u306b\u6298\u308a\u5408\u3044\u3092\u3064\u3051\u3066\u3044\u304f\u3079\u304d\u304b\u3002\u7d50\u679c\u3068\u3057\u3066\u751f\u307e\u308c\u308b\u606f\u82e6\u3057\u3055\u304c\u3001\u3044\u3056\u3068\u306a\u3063\u305f\u6642\u306b\u5bb6\u65cf\u3092\u5b88\u308c\u306a\u3044\u4eba\u3092\u5897\u3084\u3055\u306a\u3044\u304b\u3002\u793e\u4f1a\u5168\u4f53\u3068\u3057\u3066\u3082\u305d\u306e\u6349\u3048\u65b9\u3084\u3001\u653f\u5e9c\u304c\u4fdd\u969c\u3059\u308b\u3079\u304d\u751f\u6d3b\u306e\u5b9a\u7fa9\u304c\u5909\u308f\u308b\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u4e0a\u8a18\u8a18\u4e8b\u306e\u6700\u5f8c\u306e\u300c\u907a\u4f1d\u5b50\u306e\u89e3\u6790\u6280\u8853\u304c\u9032\u307f\u3001\u75c5\u6c17\u3084\u6b7b\u671f\u304c\u304b\u306a\u308a\u306e\u78ba\u5ea6\u3067\u4e88\u6e2c\u3067\u304d\u3066\u3057\u307e\u3048\u3070\u3001\u305d\u3082\u305d\u3082\u4fdd\u967a\u306f\u5fc5\u8981\u306a\u306e\u304b\u3068\u3044\u3046\u8b70\u8ad6\u306b\u3082\u306a\u3063\u3066\u304f\u308b\u300d\u3068\u3044\u3046\u767a\u8a00\u306b\u3082\u3042\u308b\u3088\u3046\u306b\u3001InsTech\u306e\u3042\u308a\u65b9\u306f\u3001\u91d1\u878d\u7523\u696d\u306e\u3042\u308a\u65b9\u306b\u95a2\u3059\u308b\u5e83\u304f\u793e\u4f1a\u7684\u306a\u554f\u984c\u610f\u8b58\u306b\u3082\u3064\u306a\u304c\u308b\u3082\u306e\u3068\u3044\u3048\u305d\u3046\u3067\u3059\u3002<\/p>\n<h3>\u4eca\u9031\u306e\u8aad\u3080\u3079\u304d\u30cb\u30e5\u30fc\u30b9<\/h3>\n<p><a href=\"http:\/\/www.americanbanker.com\/bankthink\/fintech-regs-can-be-imperfect-as-long-as-theyre-consistent-1080323-1.html\" target=\"_blank\" rel=\"noopener\">\u25c6\u7c73\u56fd\u306eFintech\u898f\u5236\u306e\u3042\u308a\u65b9\uff08American Banker\uff09<\/a><br \/>\n\u8fd1\u6642\u306eOCC\u3084\u8ca1\u52d9\u7701\u306e\u9023\u90a6\u30ec\u30d9\u30eb\u3067\u306e\u898f\u5236\u306e\u3042\u308a\u65b9\u306b\u95a2\u3059\u308b\u8ad6\u8003\u3002\u5dde\u3092\u8d85\u3048\u305f\u4e0a\u9650\u91d1\u5229\u306e\u9069\u7528\u306a\u3069\u304c\u8b70\u984c\u304b<\/p>\n<p><a href=\"http:\/\/techcrunch.com\/2016\/04\/08\/fintech-dominates-nordic-startup-investments\/\" target=\"_blank\" rel=\"noopener\">\u25c6\u5317\u6b27\u306b\u304a\u3051\u308b2014\u5e74\u4ee5\u964d\u306eFintech\u6295\u8cc7\u306f400\u5104\u5186\u8d85<\/a><br \/>\n\u30b9\u30a6\u30a7\u30fc\u30c7\u30f3\u304c32\/51\u3002\u305f\u3060\u3001\u30cf\u30d6\u3068\u3057\u3066\u306f\u3053\u308c\u304b\u3089\u3068\u3044\u3046\u8a55\u4fa1\u3002Klarna\u3068iZettle\u304c\u5927\u304d\u306a\u30b7\u30a7\u30a2\u3002<a href=\"http:\/\/www.thenordicweb.com\/blog\/the-nordic-fintech-analysis\" target=\"_blank\" rel=\"noopener\">\u3053\u3061\u3089\u3082\u53c2\u7167<\/a><\/p>\n<p><a href=\"http:\/\/www.nytimes.com\/interactive\/2016\/04\/07\/business\/dealbook\/The-Fintech-Power-Grab.html\" target=\"_blank\" rel=\"noopener\">\u25c6NYT\u306b\u3088\u308bFintech\u5927\u7269\u30d7\u30ec\u30fc\u30e4\u30fc\u8868<\/a><br \/>\n\u30e6\u30cb\u30b3\u30fc\u30f3\u306e\u5927\u304d\u306a\u9806\u3067\u306fStripe\u3001Credti Karma\u3001SoFi\u3001Mozido\u3001Adyen\u3001Klarna\u3001Avant<\/p>\n<p><a href=\"http:\/\/www.nasdaq.com\/article\/cfpb-chief-sees-role-for-fintech-in-payday-lending-20160407-01106\" target=\"_blank\" rel=\"noopener\">\u25c6\u7c73\u653f\u5e9c\u304c\u30da\u30a4\u30c7\u30a4\u30ed\u30fc\u30f3\u5206\u91ce\u3067Fintech\u306b\u671f\u5f85<\/a><br \/>\n\u7523\u696d\u898f\u6a21\u306f385\u5104\u30c9\u30eb\u30011,200\u4e07\u4eba\u304c\u5229\u7528\u3068\u306e\u3053\u3068\u3002\u5e74\u7387400%\uff0b\u306e\u4e16\u754c<\/p>\n<p><a href=\"http:\/\/santanderinnoventures.com\/online-working-capital-solution-to-give-uk-smes-access-to-same-day-funding\/\" target=\"_blank\" rel=\"noopener\">\u25c6\u30b5\u30f3\u30bf\u30f3\u30c7\u30fc\u30eb\u3068Kabbage\u304c\u63d0\u643a<\/a><br \/>\n\u82f1\u56fd\u306e\u4e2d\u5c0f\u4f01\u696d\u5411\u3051\u8cb8\u4ed8\u3067Kabbage\u3068\u30b9\u30da\u30a4\u30f3\u306e\u30b5\u30f3\u30bf\u30f3\u30c7\u30fc\u30eb\u9280\u304c\u63d0\u643a\u30022015\u5e7410\u6708\u306b<a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/20151016\/kabbage\/\" target=\"_blank\" rel=\"noopener\">\u540c\u9280\u304b\u3089\u306e\u51fa\u8cc7<\/a>\u3092\u53d7\u3051\u305f\u3042\u3068\u306e\u5c55\u958b\u3002<br \/>\n<a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/20151204\/ondeck\/\" target=\"_blank\" rel=\"noopener\">OnDeck\u3068JPM<\/a>\u307b\u3069\u306ePaaS\u578b\u3067\u3042\u308b\u304b\u306f\u73fe\u6642\u70b9\u3067\u306f\u4e0d\u660e\u3002<\/p>\n<p><a href=\"http:\/\/www.nytimes.com\/2016\/04\/07\/business\/dealbook\/the-evolution-of-fintech.html\" target=\"_blank\" rel=\"noopener\">\u25c6NYG\u306b\u3088\u308bFintech\u5e74\u8868\uff0819\u4e16\u7d00\u30b9\u30bf\u30fc\u30c8\uff09<\/a><br \/>\n\u3053\u3053\u6570\u5e74\u306fGoogle Wallet\u3001\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u5229\u7528\u5ea6\u3001\u30a2\u30ea\u30d0\u30d0\u306e\u9854\u8a8d\u8a3c\u3060\u3051\u304c\u30d4\u30c3\u30af\u30a2\u30c3\u30d7<\/p>\n","protected":false},"excerpt":{"rendered":"<p>4\u67082\u65e5\u3001\u65e5\u672c\u306e\u4e3b\u8981\u751f\u4fdd\u306e\u4e00\u3064\u3067\u3042\u308b\u660e\u6cbb\u5b89\u7530\u751f\u547d\u4fdd\u967a\u306f\u3001\u907a\u4f1d\u60c5\u5831\u306e\u6d3b\u7528\u3092\u542b\u3081\u3066\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u958b\u767a\u3092\u884c\u3046\u5c02\u9580\u90e8\u7f72\u306e\u8a2d\u7f6e\u3092\u884c\u3063\u305f\u3068\u6bce\u65e5\u65b0\u805e\u304c\u5831\u3058\u3066\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17],"tags":[],"class_list":["post-3170","post","type-post","status-publish","format-standard","hentry","category-other"],"acf":[],"_links":{"self":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/comments?post=3170"}],"version-history":[{"count":14,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3170\/revisions"}],"predecessor-version":[{"id":4912,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3170\/revisions\/4912"}],"wp:attachment":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media?parent=3170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/categories?post=3170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/tags?post=3170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}