{"id":3186,"date":"2016-04-15T17:48:08","date_gmt":"2016-04-15T08:48:08","guid":{"rendered":"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/?p=3186"},"modified":"2019-08-05T18:09:50","modified_gmt":"2019-08-05T09:09:50","slug":"affirm","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20160415\/affirm\/","title":{"rendered":"\u9280\u884c\u30ea\u30dc\u6255\u3044\u306eAffirm\u304c1\u5104\u30c9\u30eb\u8abf\u9054\uff5cFintech\uff08\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\uff09\u7814\u7a76\u6240"},"content":{"rendered":"<p>\u7c73\u56fd\u3067\u6d88\u8cbb\u8005\u5411\u3051\u306e\u8cb8\u4ed8\u30d3\u30b8\u30cd\u30b9\u3092\u5c55\u958b\u3059\u308bAffirm\u306f\u4eca\u9031\u30011\u5104\u30c9\u30eb\u306e\u30b7\u30ea\u30fc\u30baD\u6295\u8cc7\u3092\u53d7\u3051\u5165\u308c\u308b\u3053\u3068\u3092\u660e\u3089\u304b\u306b\u3057\u307e\u3057\u305f\u3002<\/p>\n<p><!--more--><\/p>\n<p>Affirm\u306fPayPal\u306e\u5275\u696d\u8005Max Levchin\u304c2013\u5e74\u306b\u958b\u59cb\u3057\u305f\u3001\u6d88\u8cbb\u8005\u5411\u3051\u306e\u30ed\u30fc\u30f3\u3092\u5c55\u958b\u3059\u308b\u4f1a\u793e\u3067\u3059\u3002\u540c\u793e\u306e\u30e6\u30cb\u30fc\u30af\u306a\u70b9\u3068\u3057\u3066\u3001\u4f8b\u3048\u3070\u30c6\u30ec\u30d3\u3084\u30de\u30c3\u30c8\u30ec\u30b9\u306a\u3069\u3001\u91d1\u984d\u306e\u5927\u304d\u3044\u6d88\u8cbb\u3092\u884c\u3046\u969b\u306b\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u3067\u306f\u306a\u304f\u3001Affirm\u3068\u3044\u3046\u9078\u629e\u80a2\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002<br \/>\n\u3000<br \/>\n\u3000<br \/>\n<a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/wp-content\/uploads\/2016\/04\/affirm.png\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/wp-content\/uploads\/2016\/04\/affirm.png\" alt=\"affirm\" width=\"986\" height=\"710\" class=\"aligncenter size-full wp-image-3188\" srcset=\"https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2016\/04\/affirm.png 986w, https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2016\/04\/affirm-300x216.png 300w, https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2016\/04\/affirm-297x214.png 297w, https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2016\/04\/affirm-282x203.png 282w\" sizes=\"auto, (max-width: 986px) 100vw, 986px\" \/><\/a><br \/>\n\u3000<br \/>\n\u3000<br \/>\n\u3059\u308b\u3068\u3001\u91d1\u5229\u3092\u8ca0\u62c5\u3057\u306a\u304c\u3089\u3001\u9280\u884c\u53e3\u5ea7\u304b\u30893-12\u304b\u6708\u306b\u5206\u3051\u3066\u652f\u6255\u3046\u3053\u3068\u3068\u306a\u308a\u307e\u3059\u3002<br \/>\n\u305d\u306e\u91d1\u5229\u6c34\u6e96\u306f\u5e74\u738710-30%\u3068\u8a2d\u5b9a\u3055\u308c\u3066\u304a\u308a\u3001\u4fe1\u7528\u5ea6\u304c\u9ad8\u3051\u308c\u3070\u4f4e\u304f\u306a\u308b\u5f62\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u7c73\u56fd\u3067\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u767a\u884c\u3067\u304d\u306a\u3044\u4eba\u53e3\u3082\u307e\u3060\u307e\u3060\u591a\u3044\u4e2d\u3067\u3001\u4ee3\u66ff\u7684\u306b\u4fe1\u7528\u3092\u63d0\u4f9b\u3059\u308b\u624b\u6bb5\u3068\u3057\u3066\u3001\u5c0f\u58f2\u3092\u4e2d\u5fc3\u3068\u3059\u308b\u9867\u5ba2\u304b\u3089\u306e\u8a34\u6c42\u3092\u56f3\u3063\u3066\u3044\u307e\u3059\u3002\u3044\u304f\u3064\u304b\u306e\u5c0f\u58f2\u696d\u8005\u3067\u306f\u3053\u306e\u91d1\u5229\u30920%\u3068\u8a2d\u5b9a\u3059\u308b\u3053\u3068\u3067\u3001\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\u52b9\u679c\u3092\u72d9\u3046\u3082\u306e\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\n<p>\u4eca\u56de\u306e\u30b7\u30ea\u30fc\u30baD\u306e\u30ea\u30fc\u30c9\u6295\u8cc7\u5bb6\u306fPeter Thiel\u7387\u3044\u308bFounders Fund\u3067\u3042\u308a\u3001Levchin\u3068\u4e00\u7dd2\u306bPayPal\u3092\u5275\u696d\u3057\u305f\u30c1\u30fc\u30e0\u3067\u306e\u53cb\u9054\u6295\u8cc7\u3068\u3044\u3048\u308b\u5185\u5bb9\u3067\u3059\u3002\u6295\u8cc7\u306f\u3001\u591c\u3054\u98ef\u4e00\u56de\u306e\u9593\u306b\u6c7a\u307e\u3063\u305f\u3068\u3055\u308c\u3066\u304a\u308a\u3001Affirm\u306e\u7d2f\u8a08\u8cc7\u91d1\u8abf\u9054\u984d\uff08\u682a\u5f0f\u53ca\u3073\u8ca0\u50b5\u306e\u5408\u8a08\uff09\u306f4.25\u5104\u30c9\u30eb\u306b\u3082\u9054\u3059\u308b\u4e2d\u3001\u81ea\u3089\u306e\u8cb8\u4ed8\u80fd\u529b\u3092\u3055\u3089\u306b\u9ad8\u3081\u3001\u73fe\u5728129\u540d\u306e\u30c1\u30fc\u30e0\u3084M&#038;A\u306e\u30ad\u30e3\u30d1\u30b7\u30c6\u30a3\u3092\u3088\u308a\u9ad8\u3081\u308b\u671f\u5f85\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>Affirm\u306e\u58f2\u308a\u306f\u30ab\u30fc\u30c9\u767a\u884c\u304c\u56f0\u96e3\u306a\u4eba\u3067\u3082\u3001\u3044\u308f\u3086\u308b\u300c\u30ea\u30dc\u6255\u3044\u300d\u3068\u3044\u3048\u308b\u6a5f\u80fd\u3092\u9280\u884c\u7d4c\u7531\u3067\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3053\u3068\u3067\u3059\u3002\u307e\u305f\u3001\u3053\u306e\u70b9\u306b\u52a0\u3048\u3066\u3001\u652f\u6255\u9045\u5ef6\u304c\u8d77\u304d\u305f\u969b\u306e\u9ad8\u3044\u91d1\u5229\u6c34\u6e96\u3084\u3001\u5229\u7528\u624b\u6570\u6599\u306a\u3069\u3092\u6392\u3057\u305f\u30b7\u30f3\u30d7\u30eb\u3055\u3082\u8a55\u4fa1\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u501f\u5165\u304c\u7c73\u56fd\u3067\u306f\u6a19\u6e96\u7684\u3068\u3044\u3048\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2\u306e\u5229\u7528\u306b\u4f9d\u5b58\u3057\u306a\u3044\u4ed5\u7d44\u307f\u3068\u306a\u3063\u3066\u304a\u308a\u3001Affirm\u3092\u4f7f\u3063\u305f\u3068\u3057\u3066\u3082\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2\u306b\u97ff\u304b\u306a\u3044\u3053\u3068\u3082\u91cd\u8981\u306a\u5074\u9762\u3068\u3044\u3048\u307e\u3059\u3002PayPal\u81ea\u4f53\u304c\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2\u3078\u306e\u5f71\u97ff\u56de\u907f\u306e\u6587\u8108\u3067\u5927\u304d\u304f\u6210\u9577\u3057\u305f\u3053\u3068\u306b\u9451\u307f\u308c\u3070\u3001\u540c\u69d8\u306e\u601d\u60f3\u306b\u5247\u3063\u305f\u30b5\u30fc\u30d3\u30b9\u3068\u3044\u3046\u3053\u3068\u3082\u3067\u304d\u305d\u3046\u3067\u3059\u3002<\/p>\n<p>\u306a\u304a\u3001\u3053\u306e\u3088\u3046\u306a\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2\u306e\u3042\u308a\u65b9\u306b\u3064\u3044\u3066\u306f\u3001\u305d\u306e\u672c\u5bb6\u3068\u3044\u3048\u308bFICO\u30b9\u30b3\u30a2\u306b\u304a\u3044\u3066\u65b0\u3057\u3044\u5c55\u958b\u304c\u898b\u3089\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n\u7c73\u56fd\u306eFintech\u30a4\u30d9\u30f3\u30c8\u306b\u304a\u3044\u3066FICO\u306f\u3001\u30b9\u30b3\u30a2\u30b7\u30df\u30e5\u30ec\u30fc\u30bf\u30fc\u3068\u3044\u3046\u6a5f\u80fd\u3092\u4eca\u9031\u516c\u8868\u3057\u3066\u304a\u308a\u30013\u3064\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u304b\u3089\u3001\u69d8\u3005\u306a\u91d1\u878d\u53d6\u5f15\u304c\u3082\u305f\u3089\u3057\u3046\u308b\u30b9\u30b3\u30a2\u3078\u306e\u5f71\u97ff\u3092\u5360\u3046\u3082\u306e\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u540c\u6a5f\u80fd\u306f<a href=\"https:\/\/www.creditkarma.com\/tools\/credit-score-simulator\" target=\"_blank\">Credit Karma\u304c\u65e2\u306b\u63d0\u4f9b\u3059\u308b\u30b5\u30fc\u30d3\u30b9<\/a>\u3068\u540c\u4e00\u3068\u3082\u3044\u3048\u307e\u3059\u304c\u3001\u3088\u308a\u672c\u5bb6\u306b\u304a\u3051\u308b\u5185\u5bb9\u304c\u660e\u3089\u304b\u306b\u3055\u308c\u308b\u3053\u3068\u3067\u3001\u4e8b\u5b9f\u4e0a\u4eca\u307e\u3067\u306f\u79d8\u4f1d\u3068\u3055\u308c\u3066\u304d\u305f\u30ec\u30b7\u30d4\u306e\u516c\u8868\u306b\u3082\u8fd1\u3044\u610f\u5473\u3092\u6301\u3064\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7c73\u56fd\u3067\u6d88\u8cbb\u8005\u5411\u3051\u306e\u8cb8\u4ed8\u30d3\u30b8\u30cd\u30b9\u3092\u5c55\u958b\u3059\u308bAffirm\u306f\u4eca\u9031\u30011\u5104\u30c9\u30eb\u306e\u30b7\u30ea\u30fc\u30baD\u6295\u8cc7\u3092\u53d7\u3051\u5165\u308c\u308b\u3053\u3068\u3092\u660e\u3089\u304b\u306b\u3057\u307e\u3057\u305f\u3002<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-3186","post","type-post","status-publish","format-standard","hentry","category-global"],"acf":[],"_links":{"self":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/comments?post=3186"}],"version-history":[{"count":8,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3186\/revisions"}],"predecessor-version":[{"id":3195,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3186\/revisions\/3195"}],"wp:attachment":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media?parent=3186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/categories?post=3186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/tags?post=3186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}