{"id":3307,"date":"2016-06-17T19:56:28","date_gmt":"2016-06-17T10:56:28","guid":{"rendered":"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/?p=3307"},"modified":"2019-08-05T17:58:41","modified_gmt":"2019-08-05T08:58:41","slug":"clearxchange","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20160617\/clearxchange\/","title":{"rendered":"\u7c73\u9280\u306e\u9006\u8972\uff1a\u9001\u91d1\u30a2\u30d7\u30ea\u306e\u65b0\u5c55\u958b"},"content":{"rendered":"<p>\u4eca\u9031\u3001\u7c73\u56fd\u306e\u9280\u884c\u3067\u6642\u4fa1\u7dcf\u984d\u30c8\u30c3\u30d7\u3092\u8d70\u308b\u30a6\u30a7\u30eb\u30ba\u30d5\u30a1\u30fc\u30b4\u306f<a href=\"https:\/\/www.wellsfargo.com\/about\/press\/2016\/morgan-stanley-conference_0527\/\" target=\"_blank\">\u6295\u8cc7\u5bb6\u5411\u3051\u8aac\u660e<\/a>\u306b\u304a\u3044\u3066\u3001\u540c\u884c\u304c\u76ee\u8ad6\u3080\u9001\u91d1\u30a2\u30d7\u30ea\u306e\u53ef\u80fd\u6027\u306b\u3064\u3044\u3066\u8ff0\u3079\u307e\u3057\u305f\u3002<\/p>\n<p><!--more--><\/p>\n<p>\u9280\u884c\u306b\u3088\u308b\u3001B2C\u5411\u3051\u9001\u91d1\u30a4\u30f3\u30d5\u30e9\u306e\u30e6\u30fc\u30b6\u30d3\u30ea\u30c6\u30a3\u5411\u4e0a\u306b\u3064\u3044\u3066\u306f\u30012011\u5e74\u306b\u8a2d\u7acb\u3055\u308c\u305f<a href=\"https:\/\/www.clearxchange.com\/\" target=\"_blank\">clearXchange<\/a>\u3068\u3044\u3046\u4f1a\u793e\u304c\u305d\u306e\u5c55\u958b\u306e\u821e\u53f0\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u540c\u793e\u306f\u5f53\u521d\u3001\u30a6\u30a7\u30eb\u30ba\u30d5\u30a1\u30fc\u30b4\u306e\u4ed6\u3001\u30d0\u30f3\u30af\u30fb\u30aa\u30d6\u30fb\u30a2\u30e1\u30ea\u30ab\u3001JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9\u3001\u30ad\u30e3\u30d4\u30bf\u30eb\u30fb\u30ef\u30f3\u3068\u3044\u3063\u305f\u9280\u884c\u9023\u5408\u306b\u3088\u3063\u3066\u5171\u540c\u51fa\u8cc7\u3055\u308c\u305f\u30d9\u30f3\u30c1\u30e3\u30fc\u3068\u3057\u3066\u3001\u69d8\u3005\u306a\u65b0\u3057\u3044\u9001\u91d1\u306b\u5411\u3051\u305f\u53d6\u308a\u7d44\u307f\u3092\u884c\u3063\u3066\u3044\u307e\u3057\u305f\u3002\u305d\u3057\u3066\u3001\u7c73\u56fd\u306e\u9280\u884c\u306e\u53e3\u5ea7\u3092\u4fdd\u6709\u3057\u3066\u3044\u308c\u3070\u3001\u9280\u884c\u306e\u57a3\u6839\u3092\u8d8a\u3048\u3066\u3001\u643a\u5e2f\u96fb\u8a71\u756a\u53f7\u3084\u30e1\u30fc\u30eb\u30a2\u30c9\u30ec\u30b9\u3092\u30e6\u30fc\u30b6\u30fc\u306e\u4f4f\u6240\u3068\u3057\u3066\u3001\u9001\u91d1\u304c\u53ef\u80fd\u3068\u306a\u308b\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u5c55\u958b\u3057\u3001\u540c\u4e00\u884c\u5185\u3067\u3042\u308c\u3070\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u6c7a\u6e08\u3092\u63d0\u4f9b\u3057\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>2015\u5e746\u6708\u306b\u306f\u3001\u4ed6\u884c\u9593\u3067\u306e\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u6c7a\u6e08\u3082\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u3057\u3066\u3001\u5225\u306e\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u9001\u91d1\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0Early Warning\u793e\u3068\u306e\u7d71\u5408\u3092\u7d4c\u3066\u3001<a href=\"https:\/\/www.earlywarning.com\/news\/press-releases\/2016\/early-warning-launches-real-time-P2P-payments-with-bank-of-america-us-bank.html\" target=\"_blank\">2016\u5e743\u6708\u306b<\/a>\u30d0\u30f3\u30af\u30fb\u30aa\u30d6\u30fb\u30a2\u30e1\u30ea\u30ab\u306a\u3069\u304c\u65e9\u901f\u305d\u306e\u6d3b\u7528\u3092\u884c\u3063\u3066\u3044\u308b\u3053\u3068\u3092\u660e\u3089\u304b\u306b\u3059\u308b\u306a\u3069\u3001\u305d\u306e\u5c55\u958b\u306f\u6ce8\u76ee\u3055\u308c\u3066\u304d\u307e\u3057\u305f\u3002\u3053\u306e\u6c7a\u6e08\u624b\u6bb5\u306f\u3001\u666e\u901a\u306bATM\u3084\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u3057\u3066\u3001POS\u7aef\u672b\u306b\u304a\u3044\u3066\u7528\u3044\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u305f\u3081\u3001Fintech\u30d7\u30ec\u30fc\u30e4\u30fc\u306e\u63d0\u4f9b\u3059\u308b\u4ed6\u306e\u624b\u6bb5\u306b\u6bd4\u3057\u3066\u3001\u3042\u308b\u7a2e\u306e\u738b\u9053\u7684\u306a\u5b58\u5728\u611f\u3092\u6301\u3064\u3082\u306e\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u3057\u3066\u3001\u4eca\u56de\u306e\u30a6\u30a7\u30eb\u30ba\u30d5\u30a1\u30fc\u30b4\u306b\u3088\u308b\u8aac\u660e\u306e\u4e2d\u3067\u306f\u3001\u540c\u793e\u3082\u590f\u4e2d\u3092\u3081\u3069\u306b\u3001\u540c\u69d8\u306e\u30b5\u30fc\u30d3\u30b9\u306e\u30ed\u30fc\u30f3\u30c1\u3092\u8003\u3048\u3066\u3044\u308b\u3053\u3068\u304c\u660e\u3089\u304b\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u305d\u3057\u3066\u3001\u305d\u306e\u4f7f\u3044\u52dd\u624b\u306f\u300c<a href=\"http:\/\/www.ft.com\/intl\/cms\/s\/0\/3e9737b6-3240-11e6-ad39-3fee5ffe5b5b.html\" target=\"_blank\">\u4ed6\u306e\u6c7a\u6e08\u624b\u6bb5\u3092\u4f7f\u3046\u3079\u304d\u7406\u7531\u306a\u3093\u304b\u601d\u3044\u3064\u304b\u306a\u3044<\/a>\u300d\u3068\u3001\u540c\u793e\u306eCFO\u304c\u767a\u8a00\u3059\u308b\u307b\u3069\u306b\u3001\u4fbf\u5229\u306a\u3082\u306e\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u73fe\u5728\u3001\u7c73\u56fd\u306e\u82e5\u8005\u306e\u9593\u3067\u306f<a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/20160219\/venmo\/\" target=\"_blank\">Venmo<\/a>\u304c\u500b\u4eba\u9593\u9001\u91d1\u306e\u5727\u5012\u7684\u306a\u30b7\u30a7\u30a2\u3092\u7bc9\u3044\u3066\u3044\u307e\u3059\u3002\u3055\u3059\u304c\u306b\u9650\u308a\u306a\u304f\u73fe\u91d1\u306b\u3082\u8fd1\u3044\u5229\u4fbf\u6027\u3092\u63d0\u4f9b\u3059\u308b\u3068\u306a\u308b\u3068\u3001\u7c73\u9280\u306e\u9006\u8972\u304c\u59cb\u307e\u308a\u3001\u305d\u306e\u7259\u57ce\u3082\u5d29\u308c\u3066\u3044\u304f\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u30a6\u30a7\u30eb\u30ba\u30d5\u30a1\u30fc\u30b4\u793e\u306f\u6614\u304b\u3089\u3001\u9769\u65b0\u7684\u306aIT\u3078\u306e\u53d6\u308a\u7d44\u307f\u306b\u304a\u3044\u3066\u6709\u540d\u306a\u5b58\u5728\u3067\u3057\u305f\u3002\u305d\u308c\u306f\u540c\u793e\u306e<a href=\"https:\/\/www08.wellsfargomedia.com\/assets\/pdf\/about\/investor-relations\/presentations\/2016\/innovation-presentation.pdf\" target=\"_blank\">\u6295\u8cc7\u5bb6\u5411\u3051\u8cc7\u6599<\/a>\u3092\u898b\u3066\u3082\u660e\u3089\u304b\u3067\u3059\u3002\u73fe\u5728\u306eFintech\u3078\u306e\u6ce8\u76ee\u304c\u96c6\u307e\u308b\u9065\u304b\u6614\u304b\u3089\u3001\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306f\u91d1\u878d\u306e\u4e2d\u5fc3\u3067\u3042\u308a\u3001\u30ea\u30c6\u30fc\u30eb\u9867\u5ba2\u5c64\u306b\u5411\u3051\u305f\u826f\u3044\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u305f\u3081\u306b\u3082\u3001\u666e\u6bb5\u306e\u5411\u4e0a\u304c\u5fc5\u8981\u306a\u3053\u3068\u3092\u7269\u8a9e\u3063\u3066\u304a\u308a\u3001\u5b9f\u969b\u306b\u51fa\u3066\u304f\u308b\u30a2\u30d7\u30ea\u304c\u3069\u308c\u304f\u3089\u3044\u306eUX\u3092\u63d0\u4f9b\u3067\u304d\u308b\u306e\u304b\u3001\u3053\u306e\u590f\u306f\u6ce8\u76ee\u3055\u308c\u305d\u3046\u3067\u3059\u3002<\/p>\n<h3>\u4eca\u9031\u306e\u8aad\u3093\u3067\u304a\u304f\u3079\u304d\u30cb\u30e5\u30fc\u30b9<\/h3>\n<p><a href=\"https:\/\/bitcoinmagazine.com\/articles\/intel-to-launch-fintech-innovation-lab-in-tel-aviv-emerging-blockchain-tech-hotspot-1466013278\" target=\"_blank\">\u30a4\u30f3\u30c6\u30eb\u304c\u30c6\u30eb\u30a2\u30d3\u30d6\u3067\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u306e\u30e9\u30dc\u958b\u8a2d<\/a><\/p>\n<p><a href=\"https:\/\/www.finextra.com\/newsarticle\/29042\/white-house-hosts-fintech-summit\" target=\"_blank\">\u30db\u30ef\u30a4\u30c8\u30cf\u30a6\u30b9\u304cFintech\u30b5\u30df\u30c3\u30c8\u3092\u958b\u50ac<\/a><\/p>\n<p><a href=\"http:\/\/www.reuters.com\/article\/us-singapore-australia-fintech-idUSKCN0Z20FS\" target=\"_blank\">\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3068\u8c6a\u5f53\u5c40\u304cFintech\u5354\u50cd\u306b\u5411\u3051\u305f\u5408\u610f<\/a><\/p>\n<p><a href=\"http:\/\/blogs.wsj.com\/cio\/2016\/06\/14\/fico-to-offer-enterprise-security-scores\/\" target=\"_blank\">FICO\u304c\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u5224\u5b9a\u4f1a\u793e\u8cb7\u53ce<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4eca\u9031\u3001\u7c73\u56fd\u306e\u9280\u884c\u3067\u6642\u4fa1\u7dcf\u984d\u30c8\u30c3\u30d7\u3092\u8d70\u308b\u30a6\u30a7\u30eb\u30ba\u30d5\u30a1\u30fc\u30b4\u306f\u6295\u8cc7\u5bb6\u5411\u3051\u8aac\u660e\u306b\u304a\u3044\u3066\u3001\u540c\u884c\u304c\u76ee\u8ad6\u3080\u9001\u91d1\u30a2\u30d7\u30ea\u306e\u53ef\u80fd\u6027\u306b\u3064\u3044\u3066\u8ff0\u3079\u307e\u3057\u305f\u3002<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-3307","post","type-post","status-publish","format-standard","hentry","category-global"],"acf":[],"_links":{"self":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3307","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/comments?post=3307"}],"version-history":[{"count":8,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3307\/revisions"}],"predecessor-version":[{"id":3315,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3307\/revisions\/3315"}],"wp:attachment":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media?parent=3307"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/categories?post=3307"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/tags?post=3307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}