{"id":3395,"date":"2016-08-19T18:12:02","date_gmt":"2016-08-19T09:12:02","guid":{"rendered":"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/?p=3395"},"modified":"2019-08-05T17:54:43","modified_gmt":"2019-08-05T08:54:43","slug":"cfpb","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20160819\/cfpb\/","title":{"rendered":"\u7c73\u56fd\u306eFintech\u63a8\u9032\u306b\u304a\u3051\u308bCFPB\u306e\u5f79\u5272"},"content":{"rendered":"<p>\u4eca\u9031\u306f\u7c73\u56fd\u306b\u3066\u8abf\u67fb\u51fa\u5f35\u3092\u884c\u3063\u3066\u304a\u308a\u307e\u3059\u3002\u69d8\u3005\u306a\u30d2\u30a2\u30ea\u30f3\u30b0\u3092\u3057\u3066\u3044\u308b\u4e2d\u3067\u3001\u3053\u3061\u3089\u306e\u5f53\u5c40\u306e\u679c\u305f\u3057\u3066\u3044\u308b\u5f79\u5272\u304c\u660e\u3089\u304b\u3068\u306a\u3063\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p><!--more--><\/p>\n<p>\u7c73\u56fd\u306b\u304a\u3051\u308bFintech\u63a8\u9032\u306b\u95a2\u4e0e\u3059\u308b\u5f53\u5c40\u306b\u3064\u3044\u3066\u3001\u3088\u304f\u540d\u524d\u304c\u6319\u304c\u308b\u306e\u304cCFPB\uff08Consumer 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href=\"http:\/\/www.nicmr.com\/nicmr\/report\/repo\/2009\/2009aut02web.pdf\">\u672c\u30ea\u30f3\u30af<\/a>\u306a\u3069\u3092\u3054\u53c2\u7167\u304f\u3060\u3055\u3044\u3002)<\/p>\n<p>\u3055\u3066\u3001\u7c73\u56fd\u306e\u5927\u624bFintech\u4f01\u696d\u3067\u3001\u305f\u3068\u3048\u3070\u30aa\u30f3\u30e9\u30a4\u30f3\u30ec\u30f3\u30c0\u30fc\u306b\u5411\u3051\u305f\u653f\u5e9c\u306e\u3042\u308a\u65b9\u306e\u72b6\u6cc1\u306a\u3069\u3092\u805e\u304f\u3068\u3001\u591a\u304f\u306e\u30b1\u30fc\u30b9\u3067CFPB\u304c\u305d\u306e\u4e2d\u5fc3\u7684\u306a\u5b58\u5728\u3068\u3057\u3066\u3001\u30d2\u30a2\u30ea\u30f3\u30b0\u3084\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u3092\u793a\u3057\u3066\u3044\u308b\u65e8\u304c\u805e\u304b\u308c\u307e\u3059\u3002\u305d\u3057\u3066\u3001\u65e2\u5b58\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u6bd4\u8f03\u3059\u308b\u3068\u3001\u6982\u306d\u3001\u3088\u308a\u52b9\u7387\u7684\u3067\u6e80\u8db3\u5ea6\u306e\u9ad8\u3044\u5546\u54c1\u3092\u63d0\u4f9b\u3067\u304d\u3066\u3044\u308bFintech\u4f01\u696d\u306b\u5411\u3051\u3066\u3001\u5bb9\u8a8d\u7684\u306a\u614b\u5ea6\u3092\u793a\u3057\u3066\u3044\u308b\u3053\u3068\u3001\u307e\u305f\u3001\u305d\u306e\u3053\u3068\u304cFintech\u4f01\u696d\u306b\u3068\u3063\u3066\u306e\u5236\u5ea6\u7684\u306a\u4e0d\u78ba\u5b9f\u6027\u3092\u6291\u5236\u3057\u3066\u3044\u308b\u3001\u3068\u3044\u3046\u53cd\u5fdc\u304c\u8fd4\u3063\u3066\u304d\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/20160513\/lending\/\">\u7c73\u30aa\u30f3\u30e9\u30a4\u30f3\u30ec\u30f3\u30c0\u30fc\u3092\u5de1\u308b\u8fd1\u6642\u306e\u8b70\u8ad6<\/a><\/p>\n<p>\u4ee5\u524d\u3001\u82f1\u56fdFCA\u306eFintech\u62c5\u5f53\u8005\u304c\u8a2a\u65e5\u3057\u305f\u969b\u306b\u3082<a href=\"https:\/\/www.the-fca.org.uk\/firms\/project-innovate-innovation-hub\/regulatory-sandbox\">Regulatory Sandbox<\/a>\u306e\u5275\u8a2d\u306b\u3042\u305f\u3063\u3066\u306fCFPB\u306e\u53d6\u3063\u3066\u3044\u308b\u898f\u5236\u30a2\u30d7\u30ed\u30fc\u30c1\u3092\u53c2\u8003\u306b\u3057\u305f\u3068\u8ff0\u3079\u3066\u3044\u307e\u3057\u305f\u3002\u6280\u8853\u304c\u3082\u305f\u3089\u3059\u65b0\u3057\u3044\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u306e\u53ef\u80fd\u6027\u306b\u3064\u3044\u3066\u3001\u6d88\u8cbb\u8005\u4fdd\u8b77\u3092\u542b\u3081\u3066\u3001\u6b63\u3057\u3044\u6163\u884c\u304c\u78ba\u4fdd\u3055\u308c\u308b\u305f\u3081\u306e\u884c\u653f\u306e\u3042\u308a\u65b9\u306b\u5c3d\u529b\u3059\u308b\u59ff\u304c\u4f3a\u3048\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u9280\u884c\u306b\u304a\u3051\u308bAPI\u958b\u653e\u306b\u304a\u3044\u3066\u3082\u3001CFPB\u306f\u4e3b\u5c0e\u7684\u306a\u5f79\u5272\u3092\u679c\u305f\u3057\u3066\u3044\u307e\u3059\u3002\u82f1\u56fdCMA\u304c\u767a\u8868\u3057\u305f\u30ec\u30dd\u30fc\u30c8\u306b\u3082\u3042\u308b\u3088\u3046\u306b\u3001API\u958b\u653e\u306f\u7af6\u4e89\u653f\u7b56\u3092\u901a\u3058\u3066\u6d88\u8cbb\u8005\u306b\u3068\u3063\u3066\u306e\u69d8\u3005\u306a\u30e1\u30ea\u30c3\u30c8\u3092\u3082\u305f\u3089\u3059\u3082\u306e\u3068\u4f4d\u7f6e\u3065\u3051\u3089\u308c\u307e\u3059\u3002\u305d\u306e\u4e2d\u3067\u3001CFPB\u306f\u3053\u308c\u3092\u4e3b\u5c0e\u3059\u308b\u30b5\u30dd\u30fc\u30c8\u3082\u3057\u3066\u3044\u308b\u3068\u3001\u91d1\u878d\u6a5f\u95a2API\u306b\u95a2\u3059\u308b\u5c02\u9580\u5bb6\u306f\u8ff0\u3079\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n<p><a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/20160812\/cma\/\">\u82f1\u56fd\u306e\u9280\u884cAPI\u3092\u901a\u3058\u305f\u7af6\u4e89\u653f\u7b56<\/a><\/p>\n<p>\u306a\u304a\u3001\u7c73\u56fd\u306e\u4ed6\u306e\u5f53\u5c40\u3067\u306fOCC\uff08\u901a\u8ca8\u76e3\u7763\u5e81\uff09\u304cResponsible Innovation\u3068\u3044\u3046\u30ad\u30fc\u30ef\u30fc\u30c9\u3092\u4e2d\u5fc3\u3068\u3059\u308b\u30ec\u30dd\u30fc\u30c8\u3092\u767a\u884c\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><a href=\"http:\/\/occ.gov\/publications\/publications-by-type\/other-publications-reports\/pub-responsible-innovation-banking-system-occ-perspective.pdf\">Supporting Responsible Innovation in the Federal Banking System:An OCC Perspective<\/a><\/p>\n<p>\u6c7a\u3057\u3066Fintech\u3092\u7279\u5225\u6271\u3044\u3059\u308b\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u6d88\u8cbb\u8005\u306b\u5bfe\u3057\u3066\u6b63\u3057\u3044\u4ed8\u52a0\u4fa1\u5024\u3092\u4e0e\u3048\u308b\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u662f\u8a8d\u3057\u3001\u3088\u308a\u3088\u3044\u6c34\u6e96\u3092\u78ba\u4fdd\u3057\u3066\u3044\u3053\u3046\u3068\u3059\u308b\u59ff\u52e2\u306f\u3001\u6211\u304c\u56fd\u306b\u304a\u3044\u3066\u3082\u5927\u304d\u304f\u53c2\u8003\u3068\u3055\u308c\u308b\u3079\u304d\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4eca\u9031\u306f\u7c73\u56fd\u306b\u3066\u8abf\u67fb\u51fa\u5f35\u3092\u884c\u3063\u3066\u304a\u308a\u307e\u3059\u3002\u69d8\u3005\u306a\u30d2\u30a2\u30ea\u30f3\u30b0\u3092\u3057\u3066\u3044\u308b\u4e2d\u3067\u3001\u3053\u3061\u3089\u306e\u5f53\u5c40\u306e\u679c\u305f\u3057\u3066\u3044\u308b\u5f79\u5272\u304c\u660e\u3089\u304b\u3068\u306a\u3063\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-3395","post","type-post","status-publish","format-standard","hentry","category-global"],"acf":[],"_links":{"self":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3395","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/comments?post=3395"}],"version-history":[{"count":1,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3395\/revisions"}],"predecessor-version":[{"id":3396,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3395\/revisions\/3396"}],"wp:attachment":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media?parent=3395"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/categories?post=3395"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/tags?post=3395"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}