{"id":3438,"date":"2016-09-30T21:25:08","date_gmt":"2016-09-30T12:25:08","guid":{"rendered":"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/?p=3438"},"modified":"2019-08-05T17:51:15","modified_gmt":"2019-08-05T08:51:15","slug":"lendup","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20160930\/lendup\/","title":{"rendered":"LendUp\u306b\u5bfe\u3059\u308bCFPB\u306e\u652f\u6255\u3044\u547d\u4ee4"},"content":{"rendered":"<p>9\u670827\u65e5\u3001\u7c73\u56fd\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u4fdd\u8b77\u5c40\uff08CFPB\uff09\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u30ec\u30f3\u30c0\u30fcLendUp\u3092\u63d0\u4f9b\u3059\u308bFlurish\u793e\u306b\u5bfe\u3057\u3066\u3001\u7dcf\u984d3.6\u767e\u4e07\u30c9\u30eb\uff08\u7d043.6\u5104\u5186\uff09\u306e\u7f70\u91d1\u53ca\u3073\u8fd4\u9084\u3092\u884c\u3046\u3053\u3068\u3092\u547d\u3058\u307e\u3057\u305f\u3002\u307e\u305f\u3001\u540c\u793e\u306f\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u91d1\u878d\u5c40\u3068\u306e\u9593\u3067\u306f\u5225\u90142.7\u767e\u4e07\u30c9\u30eb\uff08\u7d042.7\u5104\u5186\uff09\u306e\u548c\u89e3\u91d1\u3092\u652f\u6255\u3046\u3053\u3068\u3067\u5408\u610f\u3057\u3066\u3044\u307e\u3059\u3002<br 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href=\"https:\/\/www.lendup.com\/about\" target=\"_blank\">LendUp\u306f\u305d\u306e\u30b5\u30a4\u30c8<\/a>\u306b\u304a\u3044\u3066\u3001\u5e73\u5747\u304c\u5e74\u7387\u3067339\uff05\u3067\u3042\u308b\u3068\u3053\u308d\u3001\u8fd4\u6e08\u5c65\u6b74\u304c\u7a4d\u307f\u91cd\u306a\u308b\u4e2d\u3067\u3001\u5e74\u7387300%\u306e\u91d1\u5229\u304c\u3001\u5f90\u3005\u306b\u5e74\u738736%\u306b\u307e\u3067\u6539\u5584\u3059\u308b\u53ef\u80fd\u6027\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4eca\u822c\u306e\u51e6\u5206\u3067<a href=\"http:\/\/www.consumerfinance.gov\/about-us\/newsroom\/lendup-enforcement-action\/\" target=\"_blank\">CFPB\u306f<\/a>\u3001LendUp\u304c\u4e0a\u8a18\u306e\u3088\u3046\u306a\u878d\u8cc7\u30b5\u30fc\u30d3\u30b9\u306e\u7279\u6027\u3092\u793a\u3059\u3082\u306e\u306e\u3001\u5c45\u4f4f\u3057\u3066\u3044\u308b\u5dde\u3067\u305d\u306e\u5546\u54c1\u306e\u53d6\u308a\u6271\u3044\u304c\u306a\u304b\u3063\u305f\u308a\u3001\u5b9f\u969b\u306b\u306f\u8fd4\u6e08\u5c65\u6b74\u304c\u84c4\u7a4d\u3057\u3066\u3082\u91d1\u5229\u304c\u6539\u5584\u3057\u306a\u304b\u3063\u305f\u3053\u3068\u3001\u624b\u6570\u6599\u3082\u542b\u3081\u305f\u91d1\u5229\u30b3\u30b9\u30c8\u304c\u4e0d\u660e\u6717\u3067\u3042\u3063\u305f\u3053\u3068\u306a\u3069\u3001\u8907\u6570\u306e\u4e0d\u9069\u5207\u306a\u53d6\u6271\u3044\u304c\u3042\u3063\u305f\u3053\u3068\u3092\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\u7279\u306b\u305d\u306e\u4e2d\u3067\u3082\u76ee\u7acb\u3064\u306e\u306f\u3001\u540c\u793e\u306f\u4fe1\u7528\u30b9\u30b3\u30a2\u3092\u6539\u5584\u3059\u308b\u3053\u3068\u30922012\u5e74\u304b\u3089\u7279\u5fb4\u3068\u3057\u3066\u30a2\u30d4\u30fc\u30eb\u3057\u3066\u3044\u305f\u4e00\u65b9\u3067\u30012014\u5e742\u6708\u307e\u3067\u306f\u5c11\u306a\u304f\u3068\u3082\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u30ed\u30fc\u30f3\u306b\u95a2\u3059\u308b\u60c5\u5831\u3092\u5831\u544a\u3057\u3066\u3044\u306a\u304b\u3063\u305f\u3053\u3068\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u7c73\u56fd\u306e\u8ab2\u5fb4\u91d1\u5236\u5ea6\u306b\u304a\u3051\u308b\u6163\u7fd2\u3067\u3082\u3042\u308a\u307e\u3059\u304c\u3001Flurish\u793e\u306f\u4eca\u56de\u306e\u652f\u6255\u3044\u306b\u3042\u305f\u308a\u3001\u793e\u3068\u3057\u3066\u306e\u904e\u5931\u304c\u3042\u3063\u305f\u304b\u306b\u3064\u3044\u3066\u306f\u5426\u5b9a\u3082\u80af\u5b9a\u3082\u305b\u305a\u306b\u548c\u89e3\u306b\u5fdc\u3058\u305f\u5f62\u3068\u306a\u308a\u307e\u3059\u3002\u305d\u3057\u3066\u7d50\u679c\u7684\u306b\u3001\u501f\u308a\u624b\u306b\u5bfe\u3057\u3066\u306f1.83\u767e\u4e07\u30c9\u30eb\u30925\u4e07\u4eba\u3092\u8d85\u3048\u308b\u501f\u308a\u624b\u306b\u8fd4\u6e08\u3059\u308b\u3053\u3068\u30011.8\u767e\u4e07\u30c9\u30eb\u306e\u5236\u88c1\u91d1\u3092CFPB\u306e\u57fa\u91d1\u306b\u652f\u6255\u3046\u3053\u3068\u7b49\u304c<a href=\"http:\/\/files.consumerfinance.gov\/f\/documents\/092016_cfpb_LendUpConsentOrder.pdf\" target=\"_blank\">\u547d\u3058\u3089\u308c<\/a>\u307e\u3057\u305f\u3002<\/p>\n<p>\u540c\u793e\u306e\u30b5\u30a4\u30c8\u3067\u306f\u3053\u306e\u4ef6\u3092\u53d7\u3051\u305f<a href=\"https:\/\/www.lendup.com\/press\" target=\"_blank\">\u30d7\u30ec\u30b9\u30ea\u30ea\u30fc\u30b9<\/a>\u306e\u4e2d\u3067\u3001\u4eca\u56de\u306e\u4ef6\u306f\u3001\u30b7\u30fc\u30c9\u6bb5\u968e\u30675\u4eba\u7a0b\u5ea6\u306e\u5f93\u696d\u54e1\u3057\u304b\u304a\u3089\u305a\u3001\u4e0d\u9069\u5207\u3060\u3063\u305f\u3068\u306f\u3044\u3048\u4eca\u3068\u306f\u7570\u306a\u308b\u74b0\u5883\u306e\u9803\u306b\u8d77\u304d\u305f\u3053\u3068\u3001\u3068\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\u305d\u308c\u5bfe\u3057\u3066\u73fe\u5728\u306f\u300110\u540d\u3092\u8d85\u3048\u308b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u90e8\u9580\u30686\u540d\u306e\u6cd5\u52d9\u90e8\u9580\u304c\u304a\u308a\u3001\u307e\u305f\u3001LendUp\u304c2\u4e07\u4eba\u3092\u8d85\u3048\u308b\u501f\u308a\u624b\u306e\u4fe1\u7528\u529b\u3092\u5411\u4e0a\u3055\u305b\u305f\u3053\u3068\u3084\u3001\u5168\u7c73\u3067\u306f40\u767e\u4e07\u30c9\u30eb\uff08\u7d0440\u5104\u5186\uff09\u3082\u306e\u91d1\u5229\u9762\u3067\u306e\u7bc0\u7d04\u3092\u3082\u305f\u3089\u3057\u305f\u70b9\u3082\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30da\u30a4\u30c7\u30a4\u30ed\u30fc\u30f3\u7523\u696d\u306b\u304a\u3051\u308b\u65e2\u5b58\u306e\u30d7\u30ec\u30fc\u30e4\u30fc\u304cCFPB\u306b\u3088\u308b\u898f\u5236\u5f37\u5316\u3092\u53d7\u3051\u308b\u4e2d\u3067\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u578b\u3068\u3057\u3066\u53c2\u5165\u3057\u3066\u304d\u305fLendUp\u306fY\u30b3\u30f3\u30d3\u30cd\u30fc\u30bf-\u306e\u5352\u696d\u751f\u3068\u3057\u3066\u3001Google Ventures\u3084KPCB\u304b\u3089\u3082\u51fa\u8cc7\u3092\u53d7\u3051\u308b\u306a\u3069\u30b9\u30bf\u30fc\u30d7\u30ec\u30fc\u30e4\u30fc\u306e\u4e00\u3064\u3068\u3057\u3066\u898b\u3089\u308c\u3066\u304d\u307e\u3057\u305f\u3002\u4f53\u5236\u6574\u5099\u304c\u884c\u308f\u308c\u308b\u524d\u306e\u3053\u3068\u3060\u3063\u305f\u3068\u306f\u3044\u3048\u3001\u3053\u306e\u4ef6\u306f\u305d\u306e\u58f2\u308a\u3060\u3068\u601d\u308f\u308c\u3066\u304d\u305f\u7279\u5fb4\u306b\u304a\u3044\u3066\u3001\u4e00\u5b9a\u306e\u60aa\u8cea\u6027\u304c\u8a8d\u3081\u3089\u308c\u308b\u6163\u884c\u304c\u3042\u3063\u305f\u3001\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u89b3\u70b9\u306b\u3064\u3044\u3066\u306fFintech\u3082\u4f1d\u7d71\u7684\u306a\u30d7\u30ec\u30fc\u30e4\u30fc\u3082\u30a4\u30b3\u30fc\u30eb\u30d5\u30c3\u30c6\u30a3\u30f3\u30b0\u304c\u306a\u3055\u308c\u308b\u3068\u3044\u3046\u3001\u898f\u5236\u306e\uff08\u5f53\u305f\u308a\u524d\u3067\u306f\u3042\u308a\u307e\u3059\u304c\uff09\u3042\u308a\u65b9\u3092\u793a\u3057\u305f\u3082\u306e\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3>\u4eca\u9031\u306e\u8aad\u3093\u3067\u304a\u304f\u3079\u304d\u30cb\u30e5\u30fc\u30b9<\/h3>\n<p><a href=\"http:\/\/www.bloomberg.com\/news\/articles\/2016-09-27\/goldman-says-it-can-beat-fintech-ventures-with-online-loan-terms\" target=\"_blank\">GS\u306e\u30ec\u30f3\u30c7\u30a3\u30f3\u30b0\u4e8b\u696d\u306b\u95a2\u3059\u308b\u8a00\u53ca<\/a><br \/>\n\u6700\u5f8c\u306b\u8cb8\u4ed8\u30d3\u30b8\u30cd\u30b9\u304c10\u6708\u306b\u306f\u51fa\u3066\u304f\u308b\u306e\u3067\u306f\u3068\u306e\u8a00\u53ca\u3082<\/p>\n<p><a href=\"https:\/\/www.sec.gov\/news\/pressrelease\/2016-195.html\" target=\"_blank\">SEC\u306b\u3088\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u30d5\u30a9\u30fc\u30e9\u30e0<\/a><br \/>\n\u4e2d\u7d99\u3082\u3042\u308b\u3068\u306e\u3053\u3068<\/p>\n","protected":false},"excerpt":{"rendered":"<p>9\u670827\u65e5\u3001\u7c73\u56fd\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u4fdd\u8b77\u5c40\uff08CFPB\uff09\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u30ec\u30f3\u30c0\u30fcLendUp\u3092\u63d0\u4f9b\u3059\u308bFlurish\u793e\u306b\u5bfe\u3057\u3066\u3001\u7dcf\u984d3.6\u767e\u4e07\u30c9\u30eb\uff08\u7d043.6\u5104\u5186\uff09\u306e\u7f70\u91d1\u53ca\u3073\u8fd4\u9084\u3092\u884c\u3046\u3053\u3068\u3092\u547d\u3058\u307e\u3057\u305f\u3002\u307e\u305f\u3001\u540c\u793e\u306f\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u91d1\u878d\u5c40&#8230;<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-3438","post","type-post","status-publish","format-standard","hentry","category-global"],"acf":[],"_links":{"self":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/comments?post=3438"}],"version-history":[{"count":6,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3438\/revisions"}],"predecessor-version":[{"id":3444,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3438\/revisions\/3444"}],"wp:attachment":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media?parent=3438"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/categories?post=3438"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/tags?post=3438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}