{"id":3445,"date":"2016-10-07T18:43:17","date_gmt":"2016-10-07T09:43:17","guid":{"rendered":"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/?p=3445"},"modified":"2019-08-05T17:50:15","modified_gmt":"2019-08-05T08:50:15","slug":"occ","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20161007\/occ\/","title":{"rendered":"\u7c73\u56fd\u3067\u8b70\u8ad6\u304c\u9032\u3080Fintech\u578b\u9280\u884c\u30e9\u30a4\u30bb\u30f3\u30b9"},"content":{"rendered":"<p>\u4eca\u9031\u3001American Banker\u8a8c\u306b\u304a\u3044\u3066\u3001\u6700\u8fd1\u306e\u7c73\u56fd\u306b\u304a\u3051\u308b\u9280\u884c\u514d\u8a31\u306e\u3042\u308a\u65b9\u306b\u95a2\u3059\u308b\u8b70\u8ad6\u304c<a href=\"http:\/\/www.americanbanker.com\/news\/bank-technology\/when-will-fintech-regulation-grow-up-1091743-1.html\" target=\"_blank\">\u53d6\u308a\u4e0a\u3052\u3089\u308c\u3066<\/a>\u3044\u307e\u3059\u3002<\/p>\n<p><!--more--><\/p>\n<p>\u7c73\u56fd\u306eFintech\u63a8\u9032\u3092\u5de1\u308b\u8b70\u8ad6\u306e\u4e2d\u3067\u306f\u3001\u6d88\u8cbb\u8005\u306e\u9078\u629e\u80a2\u5f37\u5316\u306b\u5411\u3051\u305f<a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/20160819\/cfpb\/\" target=\"_blank\">CFPB<\/a>\u306e\u7acb\u5834\u304c\u305d\u306e\u7279\u5fb4\u7684\u306a\u3082\u306e\u3068\u3082\u3044\u3048\u307e\u3059\u304c\u3001\u901a\u8ca8\u76e3\u7763\u5e81\uff08OCC\uff09\u306b\u304a\u3051\u308b\u9023\u90a6\u30ec\u30d9\u30eb\u3067\u306eFintech\u578b\u9280\u884c\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u5275\u8a2d\u304c\u8ad6\u70b9\u3068\u3057\u3066\u6ce8\u76ee\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u7c73\u56fd\u3067\u306f\u9280\u884c\u306e\u8a8d\u53ef\u306b\u3082\u3055\u307e\u3056\u307e\u306a\u7a2e\u985e\u30fb\u30ec\u30a4\u30e4\u30fc\u304c\u3042\u308b\u3082\u306e\u306e\u3001\u5143\u3005\u5dde\u3054\u3068\u306b\u9280\u884c\u306e\u904b\u55b6\u304c\u898f\u5236\u3055\u308c\u3066\u304d\u305f\u6b74\u53f2\u7684\u80cc\u666f\u3082\u3042\u308b\u4e2d\u3067\u3001\u5dde\u3054\u3068\u306b\u7570\u306a\u308b\u898f\u5236\u304c\u5b58\u5728\u3057\u3001\u591a\u304f\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u4f01\u696d\u306b\u3068\u3063\u3066\u306e\u30cf\u30fc\u30c9\u30eb\u3068\u306a\u3063\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>\u307e\u305f\u3001\u305d\u308c\u4ee5\u5916\u306b\u3082\u3001\u4f8b\u3048\u3070\u878d\u8cc7\u30d3\u30b8\u30cd\u30b9\u306b\u304a\u3051\u308b\u898f\u5236\u306b\u304a\u3044\u3066\u306f\u3001\u5f93\u6765\u306f\u5bfe\u9762\u578b\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u60f3\u5b9a\u3057\u305f\u6cd5\u4f53\u7cfb\u3092\u30d9\u30fc\u30b9\u306b\u3001\u73fe\u5728\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u30ec\u30f3\u30c0\u30fc\u304c\u591a\u304f\u306e\u898f\u5236\u306b\u670d\u3059\u308b\u306a\u3069\u3001\u30ea\u30b9\u30af\u306e\u5909\u5bb9\u306b\u5bfe\u3057\u3066\u5fc5\u305a\u3057\u3082\u52b9\u7387\u7684\u3068\u306f\u8a00\u3048\u306a\u3044\u4f53\u7cfb\u304c\u3042\u308b\u306e\u3082\u4e8b\u5b9f\u3067\u3059\u3002Fintech\u696d\u754c\u306e\u653f\u7b56\u63d0\u8a00\u56e3\u4f53\u3067\u3042\u308bFinancial Innovation Now\u304c7\u6708\u306b<a href=\"https:\/\/financialinnovationnow.org\/2016\/07\/new-report-examines-regulatory-landscape-financial-technologies\/\" target=\"_blank\">\u767a\u8868\u3057\u305f\u30ec\u30dd\u30fc\u30c8<\/a>\u3067\u306f\u3001\u4eee\u60f3\u7684\u306a\u30ec\u30f3\u30c0\u30fc\u3084\u9001\u91d1\u696d\u7a2e\u304c\u4e0d\u5fc5\u8981\u3068\u3082\u3044\u3048\u308b\u307b\u3069\u306e\u898f\u5236\u5bfe\u5fdc\u30b3\u30b9\u30c8\u3092\u8ca0\u62c5\u3057\u3066\u3044\u308b\u65e8\u304c\u3001\u4e01\u5be7\u306b\u8aac\u660e\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u3088\u3046\u306a\u4e2d\u30013\u6708\u306b\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u9069\u5207\u306b\u53d6\u308a\u8fbc\u3080\u65e8\u306e<a href=\"https:\/\/occ.gov\/publications\/publications-by-type\/other-publications-reports\/pub-responsible-innovation-banking-system-occ-perspective.pdf\" target=\"_blank\">\u5831\u544a\u66f8\u3092\u767a\u8868<\/a>\u3057\u3066\u3044\u308bOCC\u306f\u3001\u7c73\u56fd\u5168\u4f53\u3067\u6d3b\u7528\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3001Fintech\u5411\u3051\u306e\u9280\u884c\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u5275\u8a2d\u306b\u5411\u3051\u305f\u8b70\u8ad6\u3092\u9032\u3081\u3066\u3044\u307e\u3059\u3002\u65e2\u306b<a href=\"http:\/\/www.americanbanker.com\/news\/law-regulation\/state-regulators-balk-at-occ-fintech-charter-1090823-1.html\" 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href=\"http:\/\/finovate.com\/payoneer-closes-180-million-series-e-round\/\" target=\"_blank\">Payoneer\u304c180m\u5897\u8cc7<\/a><\/p>\n<p><a href=\"http:\/\/itpro.nikkeibp.co.jp\/atcl\/column\/15\/061500148\/100600085\/?n_cid=nbpitp_fbbn_top&#038;ST=spleaf\" target=\"_blank\">\u300cAI\u3067\u30c7\u30fc\u30bf\u30b5\u30a4\u30a8\u30f3\u30c6\u30a3\u30b9\u30c8\u8981\u3089\u305a\u300d\u3001Salesforce\u306eAI\u6226\u7565<\/a><\/p>\n<p><a href=\"https:\/\/www.ft.com\/content\/db833e5a-6eb1-11e6-a0c9-1365ce54b926\" target=\"_blank\">Instech10\u9078<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4eca\u9031\u3001American Banker\u8a8c\u306b\u304a\u3044\u3066\u3001\u6700\u8fd1\u306e\u7c73\u56fd\u306b\u304a\u3051\u308b\u9280\u884c\u514d\u8a31\u306e\u3042\u308a\u65b9\u306b\u95a2\u3059\u308b\u8b70\u8ad6\u304c\u53d6\u308a\u4e0a\u3052\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-3445","post","type-post","status-publish","format-standard","hentry","category-global"],"acf":[],"_links":{"self":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/comments?post=3445"}],"version-history":[{"count":5,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3445\/revisions"}],"predecessor-version":[{"id":3450,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3445\/revisions\/3450"}],"wp:attachment":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media?parent=3445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/categories?post=3445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/tags?post=3445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}