{"id":3647,"date":"2017-05-01T18:26:05","date_gmt":"2017-05-01T09:26:05","guid":{"rendered":"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/?p=3647"},"modified":"2019-08-05T17:38:22","modified_gmt":"2019-08-05T08:38:22","slug":"stateoccsuit","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20170501\/stateoccsuit\/","title":{"rendered":"\u7c73\u56fd\u306eFintech\u578b\u9280\u884c\u6848\u3092\u5de1\u308b\u8a34\u8a1f"},"content":{"rendered":"<p>\u5f53\u30d6\u30ed\u30b0\u3067\u3082\u5ea6\u3005\u53d6\u308a\u4e0a\u3052\u3066\u3044\u308b\u3001\u7c73\u56fd\u3067Fintech\u578b\u9280\u884c\u3092\u5275\u8a2d\u3059\u308b\u5236\u5ea6\u6848\uff08<a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/20161007\/occ\/\" target=\"_blank\">\u8a18\u4e8b\uff11<\/a>\u3001<a href=\"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/20170121\/occ-2\/\" target=\"_blank\">\u8a18\u4e8b\uff12<\/a>\uff09\u3067\u3059\u304c\u3001\u4eca\u9031\u3001\u5dde\u653f\u5e9c\u306e\u91d1\u878d\u76e3\u7763\u5c40\u306e\u56e3\u4f53\u3067\u3042\u308b\u5dde\u6cd5\u9280\u884c\u76e3\u7763\u5b98\u5354\u4f1a\uff08<a href=\"https:\/\/www.csbs.org\/Pages\/default.aspx\" target=\"_blank\">Conference of State Bank Supervisors<\/a>\uff09\u304cOCC\uff08\u9023\u90a6\u901a\u8ca8\u76e3\u7763\u5e81\uff09\u3068\u8a34\u8a1f\u3092\u884c\u3046\u306b\u81f3\u308a\u307e\u3057\u305f\u3002<\/p>\n<p><!--more--><\/p>\n<p><a href=\"http:\/\/lending-times.com\/wp-content\/uploads\/2017\/04\/csbs-occ-complaint-final.pdf\" target=\"_blank\">\u540c\u8a34\u8a1f<\/a>\u3067\u306f\u3053\u308c\u307e\u3067\u3082\u53d6\u308a\u4e0a\u3052\u3089\u308c\u3066\u304d\u305f\u53cd\u5bfe\u8ad6\u304c\u30aa\u30d5\u30a3\u30b7\u30e3\u30eb\u306b\u8868\u660e\u3055\u308c\u305f\u5f62\u306b\u306a\u308a\u307e\u3059\u3002\u5dde\u30ec\u30d9\u30eb\u3067\u306e\u9280\u884c\u76e3\u7763\u5f53\u5c40\u304c\u3001OCC\u3068\u30ab\u30ea\u30fc\u9577\u5b98\u306b\u5411\u3051\u305f\u8a34\u8a1f\u3092\u63d0\u8d77\u3057\u3066\u304a\u308a\u3001OCC\u306fFintech\u306e\u5b9a\u7fa9\u3092\u516c\u5f0f\u306b\u306f\u884c\u3063\u3066\u3044\u306a\u3044\u4e00\u65b9\u3067\u3001\u30ce\u30f3\u30d0\u30f3\u30af\u306b\u5bfe\u3059\u308b\u5236\u5ea6\u3092\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30c9\u30ea\u30d6\u30f3\u3067\u3042\u308b\u304b\u3092\u554f\u308f\u305a\u5236\u5b9a\u3059\u308b\u610f\u5411\u304c\u3042\u308b\u3068\u8868\u660e\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u53d6\u308a\u4e0a\u3052\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5dde\u653f\u5e9c\u306f\u3053\u308c\u307e\u3067\u3001\u9280\u884c\u306b\u9650\u3089\u305a\u69d8\u3005\u306a\u30ce\u30f3\u30d0\u30f3\u30af\u30b5\u30fc\u30d3\u30b9\u306e\u76e3\u7763\u3092\u884c\u3063\u3066\u304d\u307e\u3057\u305f\u3002\u305d\u3053\u306b\u306f\u3001\u9001\u91d1\u696d\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u5c02\u696d\u4f1a\u793e\u3001\u50b5\u6a29\u56de\u53ce\u696d\u8005\u306a\u3069\u304c\u542b\u307e\u308c\u3066\u304d\u307e\u3057\u305f\u3002\u4e00\u65b9\u3067\u3001OCC\u306f\u672c\u6765\u3001\u9280\u884c\u696d\u3067\u3042\u308b\u304b\u3001\u8b70\u4f1a\u306e\u5b9a\u3081\u308b\u4e8b\u696d\u306e\u3044\u305a\u308c\u304b\u306b\u5bfe\u3059\u308b\u898f\u5236\u5f53\u5c40\u3068\u4f4d\u7f6e\u3065\u3051\u3089\u308c\u308b\u305f\u3081\u3001\u539f\u544a\u306f\u3053\u308c\u3092\u884c\u653f\u6a5f\u95a2\u3068\u3057\u3066\u306e\u6a29\u9650\u3092\u8d8a\u3048\u305f\u52d5\u304d\u3067\u3042\u308b\u3068\u4e3b\u5f35\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u3053\u306e\u4e00\u9023\u306e\u5236\u5b9a\u306b\u5411\u3051\u305f\u52d5\u304d\u304c\u3001\u9069\u5207\u306a\u544a\u77e5\u30fb\u610f\u898b\u53ce\u96c6\u306e\u305f\u3081\u306e\u671f\u9593\u306a\u3057\u306b\u9032\u3081\u3089\u308c\u3066\u3044\u308b\u3053\u3068\u3082\u554f\u984c\u3067\u3042\u308b\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Fintech\u578b\u306e\u9280\u884c\u306f\u3001\u82f1\u56fd\u3067\u3042\u308c\u3070\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u3068\u3044\u3046\u696d\u614b\u3068\u3057\u3066\u3001\u7c73\u56fd\u3067\u306f\u5dde\u3054\u3068\u306e\u5236\u5ea6\u3092\u30b9\u30c8\u30ec\u30c3\u30c1\u3057\u3066\u904b\u7528\u3059\u308bCross River Bank\u306a\u3069\u304c\u4e8b\u4f8b\u3068\u3057\u3066\u6319\u3052\u3089\u308c\u307e\u3059\u3002\u4eca\u56de\u306e\u8a34\u8a1f\u3067\u3001\u5730\u57df\u6027\u3092\u554f\u308f\u306a\u3044\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u306e\u3042\u308a\u65b9\u3001\u30b7\u30b9\u30c6\u30df\u30c3\u30af\u30ea\u30b9\u30af\u3092\u5305\u542b\u3059\u308b\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u306e\u6298\u8877\u70b9\u3067\u3001\u3059\u3050\u306b\u65b0\u305f\u306a\u5236\u5ea6\u306e\u3042\u308a\u65b9\u306e\u5408\u610f\u5f62\u6210\u3092\u3059\u308b\u3053\u3068\u304c\uff08\u7c73\u56fd\u3067\u3042\u3063\u3066\u3082\uff09\u7c21\u5358\u3067\u306f\u306a\u3044\u3053\u3068\u304c\u5982\u5b9f\u306b\u73fe\u308c\u305f\u5f62\u3068\u306a\u308a\u307e\u3059\u3002\u3082\u3063\u3068\u3082\u3001\u3053\u308c\u3089\u306e\u63d0\u8a00\u304c\u63d0\u8d77\u3055\u308c\u308b\u80cc\u666f\u306b\u306f\u65e2\u306b\u591a\u304f\u306e\u30cd\u30aa\u30d0\u30f3\u30af\u304c\u30e6\u30fc\u30b6\u30fc\u306e\u652f\u6301\u3092\u5f97\u3066\u6d3b\u8e8d\u3057\u3066\u3044\u308b\u70b9\u304c\u3042\u308b\u4e00\u65b9\u3067\u3001\u305d\u306e\u3088\u3046\u306a\u72b6\u6cc1\u306f\u65e5\u672c\u3067\u306f\u305d\u3082\u305d\u3082\u307e\u3060\u767a\u751f\u3057\u3066\u3044\u306a\u3044\u3053\u3068\u306b\u3082\u7559\u610f\u3059\u3079\u304d\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<h3>\u4eca\u9031\u306e\u8aad\u3093\u3067\u304a\u304f\u3079\u304d\u30cb\u30e5\u30fc\u30b9<\/h3>\n<p><a href=\"https:\/\/assets.kpmg.com\/content\/dam\/kpmg\/xx\/pdf\/2017\/04\/pulse-of-fintech-q1.pdf\" target=\"_blank\">Q1\u4e2d\u306e\u8abf\u9054\u7d71\u8a08\u7b49\uff08KPMG\uff09<\/a><br \/>\nVC\u6295\u8cc7\u52d5\u5411\u306f\u843d\u3061\u3044\u305f\u5f62\uff08p9\uff09\u3001PSD2\u306e\u8db3\u97f3\u3068\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u306a\u3069\uff08p40\uff09<\/p>\n<p><a href=\"https:\/\/techcrunch.com\/2017\/04\/26\/quovo-an-api-manager-for-fintech-applications-raises-10-million\/\" target=\"_blank\">Quovo\u304c10m\u8abf\u9054<\/a><br \/>\n\u30c7\u30fc\u30bf\u30a2\u30b0\u30ea\u30b2\u30fc\u30b7\u30e7\u30f3\u30fb\u672c\u4eba\u8a8d\u8a3cAPI\u3002Yodlee\u3001Plaid\u306b\u7d9a\u304f\u30cd\u30fc\u30e0\u3068\u306a\u308b\u304b<\/p>\n<p><a href=\"https:\/\/www.americanbanker.com\/opinion\/cfpbs-project-catalyst-failed-fintech-deserves-better\" target=\"_blank\">CFPB\u306eProject Catalyst\u306f\u5931\u6557\u3060\u3063\u305f<\/a><br \/>\n\u4ee5\u524d\u91d1\u878d\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u4fc3\u9032<a href=\"https:\/\/www.congress.gov\/bill\/114th-congress\/house-bill\/6118\/text\" target=\"_blank\">\u6cd5\u6848<\/a>\u3092\u63d0\u51fa\u3057\u305fMcHenry\u8b70\u54e1\u306b\u3088\u308b\u5bc4\u7a3f\u3002CFPB\u306e\u30ce\u30fc\u30a2\u30af\u30b7\u30e7\u30f3\u30ec\u30bf\u30fc\u306e\u52b9\u529b\u304c\u4e2d\u9014\u534a\u7aef\u3067\u5f31\u304f\u3001\u4e00\u4ef6\u3082\u767a\u884c\u3055\u308c\u305a\u3002\u7acb\u6cd5\u5e9c\u306b\u3088\u308a\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u9032\u3081\u308b\u3079\u304d\u6642\u4ee3\u3068\u6307\u6458\u3002Sandbox\u653f\u7b56\u3082\u63a8\u9032\u3059\u3079\u304d\u3068\u4e3b\u5f35<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5f53\u30d6\u30ed\u30b0\u3067\u3082\u5ea6\u3005\u53d6\u308a\u4e0a\u3052\u3066\u3044\u308b\u3001\u7c73\u56fd\u3067Fintech\u578b\u9280\u884c\u3092\u5275\u8a2d\u3059\u308b\u5236\u5ea6\u6848\uff08\u8a18\u4e8b\uff11\u3001\u8a18\u4e8b\uff12\uff09\u3067\u3059\u304c\u3001\u4eca\u9031\u3001\u5dde\u653f\u5e9c\u306e\u91d1\u878d\u76e3\u7763\u5c40\u306e\u56e3\u4f53\u3067\u3042\u308b\u5dde\u6cd5\u9280\u884c\u76e3\u7763\u5b98\u5354\u4f1a\uff08Conference of State Bank Supervi&#8230;<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-3647","post","type-post","status-publish","format-standard","hentry","category-global"],"acf":[],"_links":{"self":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3647","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/comments?post=3647"}],"version-history":[{"count":14,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3647\/revisions"}],"predecessor-version":[{"id":3661,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3647\/revisions\/3661"}],"wp:attachment":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media?parent=3647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/categories?post=3647"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/tags?post=3647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}