{"id":3867,"date":"2018-12-27T18:49:58","date_gmt":"2018-12-27T09:49:58","guid":{"rendered":"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/?p=3867"},"modified":"2019-08-05T17:20:40","modified_gmt":"2019-08-05T08:20:40","slug":"frbsf_obasia","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20181227\/frbsf_obasia\/","title":{"rendered":"SF\u9023\u9280\u306b\u3088\u308b\u30a2\u30b8\u30a2\u306e\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u8a18\u4e8b"},"content":{"rendered":"

\u4eca\u67085\u65e5\u306e\u8a18\u4e8b\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u30b5\u30f3\u30d5\u30e9\u30f3\u30b7\u30b9\u30b3\u9023\u90a6\u6e96\u5099\u9280\u884c\uff08FRB SF\uff09\u306f\u3001\u30a2\u30b8\u30a2\u306b\u304a\u3051\u308b\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u73fe\u72b6<\/a>\u3092\u53d6\u308a\u4e0a\u3052\u305f\u30d6\u30ed\u30b0\u3092\u516c\u958b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u30a2\u30b8\u30a2\u306b\u304a\u3051\u308b\u69d8\u3005\u306a\u9032\u5c55\u3092\u5305\u62ec\u7684\u306b\u53d6\u308a\u6271\u3044\u306a\u304c\u3089\u3001\u4eca\u5e747\u6708\u672b\u306b\u7c73\u56fd\u8ca1\u52d9\u7701\u306b\u3088\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u95a2\u9023\u5236\u5ea6\u306b\u5411\u3051\u305f\u5831\u544a\u66f8\u306e\u5185\u5bb9\u306b\u304a\u3044\u3066\u3001\u30c7\u30fc\u30bf\u30fb\u30a2\u30af\u30bb\u30b9\u304c\u53d6\u308a\u4e0a\u3052\u3089\u308c\u305f\u3053\u3068\u306b\u3082\u793a\u5506\u304c\u3042\u308b\u5185\u5bb9\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u4ee5\u4e0b\u3001\u305d\u306e\u610f\u8a33\u3092\u304a\u9001\u308a\u3057\u307e\u3059\u3002<\/p>\n

<\/p>\n

Asia\u2019s Open Banking Push<\/a><\/p>\n

1.\u3000\u6982\u8aac
\n\u30a2\u30b8\u30a2\u8af8\u56fd\u3067\u306f\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u63a8\u9032\u306b\u3088\u308a\u3001\u7b2c\u4e09\u8005\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u30c7\u30fc\u30bf\u4f9b\u7d66\u3092\u53d7\u3051\u3001\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3067\u304d\u308b\u5236\u5ea6\u6574\u5099\u304c\u9032\u3081\u3089\u308c\u3066\u3044\u308b\u3002\u3053\u308c\u306f\u91d1\u878d\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u53f0\u982d\u306b\u3088\u308b\u3082\u306e\u3067\u3001\u3082\u305f\u3089\u3059\u30a4\u30f3\u30d1\u30af\u30c8\u306f\u304b\u306a\u308a\u5f37\u3044\u3002\u7c73\u56fd\u3067\u3082\u91d1\u878d\u6a5f\u95a2\u540c\u58eb\u306e\u9867\u5ba2\u8cc7\u7523\u306b\u5411\u3051\u305f\u7af6\u4e89\u306e\u4fc3\u9032\u3068\u52b9\u7387\u5316\u304c\u671f\u5f85\u3055\u308c\u308b\u3002\u4e00\u65b9\u3067\u65b0\u305f\u306a\u30ea\u30b9\u30af\u306e\u767a\u751f\u3082\u61f8\u5ff5\u3055\u308c\u3066\u3044\u308b\u3002<\/p>\n

2.\u3000\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0
\n\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u306fAPI\u3092\u4ecb\u3057\u3066\u3001\u9867\u5ba2\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u304f\u9069\u5207\u306a\u5546\u54c1\u30fb\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u3092\u53ef\u80fd\u3068\u3059\u308b\u3002EU\u306f2018\u5e74\u306b\u767a\u4ee4\u3055\u308c\u305fPSD2\u306b\u3088\u308a\u3001\u4f01\u696d\u9593\u306e\u30bb\u30ad\u30e5\u30a2\u306a\u30c7\u30fc\u30bf\u79fb\u8ee2\u3084\u3001\u652f\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u306e\u7af6\u4e89\u3092\u4fc3\u9032\u3057\u3066\u3044\u308b\u3002\u30c7\u30fc\u30bf\u79fb\u8ee2\u306e\u898f\u5236\u67a0\u7d44\u307f\u306e\u7b56\u5b9a\u306f\u3001\u8a8d\u8a3c\u6280\u8853\u3001\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3001\u30c7\u30fc\u30bf\u30dd\u30fc\u30bf\u30d3\u30ea\u30c6\u30a3\u7b49\u306e\u5171\u901a\u898f\u683c\u3092\u3082\u305f\u3089\u3059\u306a\u3069\u3001\u5e02\u5834\u306e\u69cb\u7bc9\u3092\u76ee\u6a19\u3068\u3057\u3066\u3044\u308b\u3002\u82f1\u56fd\u3067\u306f\u3055\u3089\u306b\u3001\u5168\u3066\u306e\u91d1\u878d\u30c7\u30fc\u30bf\u3092\u958b\u653e\u3059\u308b\u3088\u3046\u7fa9\u52d9\u3092\u62e1\u5f35\u3057\u305f\u307b\u304b\u3001\u30c7\u30fc\u30bf\u79fb\u8ee2\u306e\u6a5f\u80fd\u3082\u53ef\u80fd\u3068\u3059\u308b\u3088\u3046\u4fc3\u3057\u3066\u3044\u308b\u3002\u30a2\u30b8\u30a2\u306b\u304a\u3044\u3066\u3082\u3053\u306e\u30ec\u30d9\u30eb\u306b\u306f\u9054\u3057\u3066\u3044\u306a\u3044\u304c\u591a\u304f\u306e\u56fd\u3005\u304c\u6cd5\u6574\u5099\u306b\u672c\u8170\u3092\u3042\u3052\u3066\u3044\u308b\u3068\u3044\u3048\u308b\u3002<\/p>\n

3.\u3000\u30a2\u30b8\u30a2\u306e\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u306b\u5bfe\u3059\u308b\u53d6\u308a\u7d44\u307f
\n\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3067\u306fMAS(\u91d1\u878d\u7ba1\u7406\u5c40)\u304c2016\u5e74\u306bAPI Playbook\u3092\u30ea\u30ea\u30fc\u30b9\u3057\u305f\u3002\u7d9a\u3044\u3066HKMA(\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40)\u30822018\u5e74\u306b\u72ec\u81ea\u306eAPI Framework\u3092\u958b\u59cb\u3057\u3066\u3044\u308b\u3002MAS\u306fEU\u3067\u306e\u898f\u5236\u3068\u306f\u5bfe\u7167\u7684\u306b\u30c7\u30fc\u30bf\u5171\u6709\u3084API\u3092\u5fc5\u9808\u3068\u6349\u3048\u3066\u3044\u306a\u3044\u3002\u4e00\u65b9\u3067\u3001HKMA\u306f\u5fc5\u9808\u5316\u3092\u4f59\u5730\u306b\u6b8b\u3057\u3064\u3064\u3001\u73fe\u72b6\u306e\u9280\u884c\u696d\u306b\u3088\u308b\u5bfe\u5fdc\u3082\u8a55\u4fa1\u3057\u3066\u3044\u308b\u3002\u4ed6\u306b\u3082\u3001\u30a4\u30f3\u30c9\u3067\u306f\u91d1\u878d\u5305\u6442\u3068EC\u306e\u4fc3\u9032\u306e\u305f\u3081\u306b10\u5e74\u3092\u304b\u3051\u3066\u3001India Stack\u3068\u547c\u3070\u308c\u308b\u5b98\u6c11API\u30a4\u30f3\u30d5\u30e9\u304c\u7a3c\u50cd\u3057\u59cb\u3081\u3066\u3044\u308b\u3002\u305d\u306e\u4e00\u90e8\u3068\u3057\u3066\u3001\u751f\u4f53\u8a8d\u8a3c\u57fa\u76e4\u3067\u3042\u308bAadhaar\u3084\u5171\u901a\u6c7a\u6e08\u30a4\u30f3\u30d5\u30e9\u3067\u3042\u308bUPI\u304c\u63d0\u4f9b\u3055\u308c\u3066\u3044\u308b\u3002
\n\u3088\u308a\u5e83\u7bc4\u306a\u5730\u57df\u30ec\u30d9\u30eb\u3067\u306fIFC\u3001MAS\u3001ASEAN\u9280\u884c\u5354\u4f1a\u304c\u5171\u540c\u8a2d\u7acb\u3057\u305f\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u3067\u3042\u308bASEAN Financial Innovation Network\u304c2018\u5e749\u6708\u306bAPI\u4ea4\u63db\u6240\u3092\u7acb\u3061\u4e0a\u3052\u3001\u9280\u884c\u3068Fintech\u4f01\u696d\u306f\u91d1\u878d\u5305\u6442\u3092\u3088\u308a\u4fc3\u9032\u3057\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u3002\u53c2\u52a0\u56fd\u306f\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3001\u30de\u30ec\u30fc\u30b7\u30a2\u3001\u30d5\u30a3\u30ea\u30d4\u30f3\u3001\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3001\u30bf\u30a4\u3068\u30d9\u30c8\u30ca\u30e0\u3067\u3042\u308b\u3002
\n\u65e5\u672c\u3067\u306f\u65e2\u306b12\u306e\u9280\u884c\u304cAPI\u5236\u5ea6\u3092\u958b\u653e\u3057\u30012020\u5e74\u307e\u3067\u306b\u305d\u306e\u6570\u306f100\u793e\u4ee5\u4e0a\u5897\u3048\u308b\u898b\u8fbc\u307f\u3067\u3042\u308b\u3002\u672c\u5e746\u6708\u306e\u9280\u884c\u6cd5\u6539\u6b63\u306b\u3088\u308a\u3001\u767b\u9332\u898f\u5b9a\u3084\u6a19\u6e96\u5316\u3001\u30aa\u30fc\u30d7\u30f3API\u30b7\u30b9\u30c6\u30e0\u306e\u958b\u767a\u304c\u9032\u3081\u3089\u308c\u3066\u3044\u308b\u3002\u6b27\u5dde\u3068\u540c\u69d8\u306b\u3001API\u958b\u653e\u3092\u6c7a\u6e08\u7523\u696d\u3092\u7126\u70b9\u306b\u9032\u3081\u3066\u304a\u308a\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u652f\u6255\u3044\u3092\u4fc3\u9032\u3057\u3066\u3044\u304f\u3053\u3068\u3092\u4e00\u3064\u306e\u76ee\u7684\u3068\u3057\u3066\u3044\u308b\u3002<\/p>\n

4.\u3000\u9867\u5ba2\u30c7\u30fc\u30bf\u306e\u4fdd\u8b77
\n\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u30b7\u30b9\u30c6\u30e0\u306f\u305d\u306e\u6027\u8cea\u4e0a\u3001\u9867\u5ba2\u30c7\u30fc\u30bf\u306b\u95a2\u3059\u308b\u9069\u5207\u306a\u53d6\u6271\u3044\u306e\u8b70\u8ad6\u304c\u76db\u3093\u306b\u884c\u308f\u308c\u308b\u3002\u30e6\u30fc\u30b6\u30fc\u306b\u3068\u308a\u3001\u610f\u56f3\u305b\u306c\u7b2c\u4e09\u8005\u306b\u30c7\u30fc\u30bf\u304c\u6e21\u3089\u306a\u3044\u3053\u3068\u3084\u3001\u540c\u610f\u3057\u305f\u79fb\u8ee2\u5148\u3067\u306e\u610f\u56f3\u305b\u306c\u7528\u9014\u3067\u4f7f\u308f\u308c\u306a\u3044\u3053\u3068\u306f\u6975\u3081\u3066\u91cd\u8981\u3067\u3042\u308b\u3002\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3068\u30c7\u30b8\u30bf\u30eb\u7d4c\u6e08\u306f\u3082\u306f\u3084\u5bc6\u7740\u3057\u305f\u554f\u984c\u3068\u3044\u3046\u306e\u306f\u30a2\u30b8\u30a2\u5404\u56fd\u3067\u3082\u5171\u901a\u3057\u305f\u8a8d\u8b58\u3068\u306a\u3063\u3066\u3044\u308b\u304c\u3001\u305d\u306e\u61f8\u5ff5\u30ec\u30d9\u30eb\u306f\u56fd\u306b\u3088\u308a\u7570\u306a\u3063\u3066\u3082\u3044\u308b\u3002\u30a4\u30f3\u30c9\u3067\u306f\u3055\u3089\u306b\u3001Aadhaar\u304c\u5e83\u7bc4\u306a\u4f01\u696d\u306b\u3088\u3063\u3066\u4f7f\u308f\u308c\u3066\u3044\u308b\u4e00\u65b9\u3001\u540c\u56fd\u306e\u6700\u9ad8\u88c1\u306f\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u6a29\u306e\u4fdd\u8b77\u306e\u305f\u3081\u5229\u7528\u3092\u5236\u9650\u3059\u308b\u5224\u6c7a\u3092\u4e0b\u3057\u3066\u3044\u308b\u3002
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5.\u30a2\u30b8\u30a2\u306b\u304a\u3051\u308b\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u5f71\u97ff
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