{"id":3884,"date":"2019-04-05T19:15:36","date_gmt":"2019-04-05T10:15:36","guid":{"rendered":"https:\/\/blogtaki.kinsta.moneyforward.com\/mf_blog\/?p=3884"},"modified":"2019-09-13T17:21:16","modified_gmt":"2019-09-13T08:21:16","slug":"aperture","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20190405\/aperture\/","title":{"rendered":"\u7c73\u56fd\u306b\u307f\u3089\u308c\u308b\u904b\u7528\u5831\u916c\u4f53\u7cfb\u306e\u6a21\u7d22"},"content":{"rendered":"<p>\u4eca\u9031\u3001\u8907\u6570\u306e\u30cb\u30e5\u30fc\u30b9\u304c\u7c73\u56fd\u306b\u304a\u3051\u308b\u8cc7\u7523\u904b\u7528\u7523\u696d\u306e\u65b0\u305f\u306a\u5831\u916c\u4f53\u7cfb\u306e\u6a21\u7d22\u306b\u89e6\u308c\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n<p><!--more--><\/p>\n<p>Aperture Investors\u306f2018\u5e74\u306b\u8a2d\u7acb\u3055\u308c\u305f\u904b\u7528\u4f1a\u793e\u3067\u3059\u3002\u5275\u8a2d\u8005\u306ePeter S. Kraus\u306f\u30a2\u30e9\u30a4\u30a2\u30f3\u30b9\u30d0\u30fc\u30f3\u30b9\u30bf\u30a4\u30f3\u306e\u4f1a\u9577\u517cCEO\u3084\u30b4\u30fc\u30eb\u30c9\u30de\u30f3\u306e\u8cc7\u7523\u904b\u7528\u90e8\u9580\u306e\u8cac\u4efb\u8005\u3092\u52d9\u3081\u305f\u3001\u7b4b\u91d1\u5165\u308a\u306e\u30d7\u30ed\u3068\u3082\u3044\u3048\u308b\u4eba\u7269\u3067\u3059\u304c\u3001\u540c\u793e\u306f<a href=\"https:\/\/apertureinvestors.com\/the-aperture-story\/\" rel=\"noopener noreferrer\" target=\"_blank\">\u81ea\u793e\u306e\u5275\u696d\u30b9\u30c8\u30fc\u30ea\u30fc<\/a>\u306b\u304a\u3044\u3066\u3001\u904b\u7528\u4f1a\u793e\u306f\u751f\u5f97\u7684\u306b\u306f\u30ea\u30bf\u30fc\u30f3\u3092\u4e0a\u3052\u308b\u3053\u3068\u3088\u308a\u3082\u3001\u904b\u7528\u6b8b\u9ad8\u3092\u7a4d\u307f\u4e0a\u3052\u308b\u3088\u3046\u306b\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u304c\u50cd\u304f\u3053\u3068\u3001\u307e\u305f\u3001\u904b\u7528\u5831\u916c\u306e\u5206\u3060\u3051\u30d9\u30f3\u30c1\u30de\u30fc\u30af\u306b\u8ca0\u3051\u308b\u3088\u3046\u306b\u5bbf\u547d\u3065\u3051\u3089\u308c\u3066\u3044\u308b\u3053\u3068\u306b\u89e6\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u540c\u793e\u304c\u63d0\u4f9b\u3059\u308b\u6295\u8cc7\u4fe1\u8a17\u306e<a href=\"https:\/\/apertureinvestors.com\/why-were-different\/\" rel=\"noopener noreferrer\" target=\"_blank\">\u904b\u7528\u5831\u916c<\/a>\u306f\u3001\u57fa\u790e\u90e8\u5206\u3067\u306f\u30d1\u30c3\u30b7\u30d6ETF\u306e\u305d\u308c\u3068\u540c\u6c34\u6e96\u3068\u3057\u3064\u3064\u3001\u30d9\u30f3\u30c1\u30de\u30fc\u30af\u3092\u4e0a\u56de\u308b\u6210\u679c\u3092\u51fa\u3057\u305f\u5834\u5408\u306b\u306f\u3001\u30a2\u30a6\u30c8\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u306b\u5bfe\u3057\u306630%\u306b\u76f8\u5f53\u3059\u308b\u6210\u679c\u9023\u52d5\u578b\u306e\u904b\u7528\u5831\u916c\u3092\u53d7\u3051\u53d6\u308b\u3082\u306e\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u640d\u5931\u3084\u5229\u76ca\u306f2\u5e74\u9593\u306e\u7e70\u308a\u8d8a\u3057\u3092\u884c\u3046\u3053\u3068\u3067\u3001\u3042\u308b\u5e74\u306b\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u3092\u4e0a\u3052\u3001\u3042\u308b\u5e74\u306b\u306f\u30de\u30a4\u30ca\u30b9\u3067\u3042\u3063\u305f\u5834\u5408\u306b\u306f\u3001\u6210\u679c\u5831\u916c\u306f3\u5e74\u9593\u306e\u901a\u7b97\u3067\u56f3\u3089\u308c\u308b\u3088\u3046\u306a\u4ed5\u7d44\u307f\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u4ed5\u7d44\u307f\u3001\u30d8\u30c3\u30b8\u30d5\u30a1\u30f3\u30c9\u306e\u5831\u916c\u4f53\u7cfb\u3068\u3082\u4f3c\u305f\u3082\u306e\u3068\u8a00\u3048\u307e\u3059\u304c\u3001\u56fa\u5b9a\u8cbb\u7528\u304c\u4e00\u822c\u7684\u306aETF\u3068\u540c\u69d8\u306b\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u3067\u3001\u30a2\u30eb\u30d5\u30a1\uff08\u5e02\u5834\u3092\u4e0a\u56de\u308b\u53ce\u76ca\uff09\u306e\u307f\u3092\u4fa1\u5024\u6e90\u6cc9\u3068\u3067\u304d\u3066\u3044\u308b\u3053\u3068\u304c\u3001\u5546\u54c1\u306e\u900f\u660e\u6027\u3092\u4e0a\u3052\u308b\u3053\u3068\u306b\u5bc4\u4e0e\u3057\u3066\u3044\u308b\u3068\u3082\u3044\u3048\u307e\u3059\u3002\u65e5\u672c\u3067\u3082\u3001\u591a\u3044\u4e8b\u4f8b\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u4fe1\u8a17\u5831\u916c\u3092\u6210\u679c\u9023\u52d5\u578b\u3068\u3059\u308b\u6295\u8cc7\u4fe1\u8a17\u3084\u30e9\u30c3\u30d7\u53e3\u5ea7\u306f\u5b58\u5728\u3057\u3066\u304d\u307e\u3057\u305f\u304c\u3001\u306a\u304b\u306a\u304b\u56fa\u5b9a\u90e8\u5206\u3092ETF\u3068\u540c\u7b49\u3068\u3059\u308b\u610f\u601d\u6c7a\u5b9a\u306f\u3055\u308c\u3066\u306f\u3044\u306a\u3044\u306e\u3067\u306f\u3001\u3068\u601d\u308f\u308c\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u5225\u306e\u30cb\u30e5\u30fc\u30b9\u3068\u3057\u3066\u306f\u3001\u30c1\u30e3\u30fc\u30eb\u30ba\u30fb\u30b7\u30e5\u30ef\u30d6\u304c<a href=\"https:\/\/www.schwab.com\/public\/schwab\/investment_advice\/intelligent_advisory\" rel=\"noopener noreferrer\" target=\"_blank\">30\u30c9\u30eb\u306e\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u578b\u306e\u904b\u7528\u30b5\u30fc\u30d3\u30b9<\/a>\u304c\u6ce8\u76ee\u3055\u308c\u307e\u3059\u3002\u540c\u30b5\u30fc\u30d3\u30b9\u306f\u521d\u671f\u767b\u9332\u3067300\u30c9\u30eb\u3092\u652f\u6255\u3063\u305f\u306e\u3061\u306b\u306f\u3001\u6708\u984d\u56fa\u5b9a\u306730\u30c9\u30eb\u306e\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u3001\u8cc7\u7523\u904b\u7528\u3068CFP\u8cc7\u683c\u4fdd\u6709\u8005\u306b\u3088\u308b\u30ac\u30a4\u30c0\u30f3\u30b9\u3092\u6d3b\u7528\u3067\u304d\u308b\u3082\u306e\u3068\u306a\u308a\u307e\u3059\u3002<a href=\"https:\/\/www.investmentnews.com\/article\/20190329\/FREE\/190329915\/schwab-moving-to-subscription-fees-could-be-watershed-moment-for\" rel=\"noopener noreferrer\" target=\"_blank\">Investment News\u8a18\u4e8b<\/a>\u306b\u3088\u308c\u3070\u3001\u540c\u793e\u3067\u306f\u3053\u308c\u307e\u3067\u3082\u7121\u6599\u306e\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u30b5\u30fc\u30d3\u30b9\u3067\u3042\u308bSchwab Intelligent Portfolios\u3092\u63d0\u4f9b\u3057\u3066\u304d\u305f\u4e2d\u3067\u3001\u3053\u306e\u3088\u3046\u306a\u30b5\u30fc\u30d3\u30b9\u306b\u306f\u5f93\u6765\u30010.28%\u306e\u8cbb\u7528\u3092\u5225\u9014\u8ab2\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u4eca\u5f8c\u306f\u3001\u3053\u306e\u91d1\u984d\u304c30\u30c9\u30eb\u306e\u56fa\u5b9a\u306b\u306a\u308b\u5f62\u3067\u3059\u3002\u30ed\u30dc\u30a2\u30c9\u306f\u3042\u308b\u610f\u5473\u975e\u5e38\u306b\u30b7\u30f3\u30d7\u30eb\u306a\u5546\u54c1\u3067\u3042\u308b\u3053\u3068\u3068\u3001\u30a2\u30c9\u30d0\u30a4\u30b9\u306b\u95a2\u308f\u308bFP\u306e\u52b4\u529b\u306f\u78ba\u304b\u306b\u56fa\u5b9a\u7684\u306a\u8cbb\u7528\u3092\u4f34\u3046\u3082\u306e\u306a\u306e\u3067\u3001\u3053\u306e\u624b\u6570\u6599\u4f53\u7cfb\u3082\u307e\u305f\u3001\u308f\u304b\u308a\u3084\u3059\u3044\u3082\u306e\u3068\u3044\u3048\u308b\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u30e2\u30c7\u30eb\u306f\u5f93\u6765\u304b\u3089\u3082\u4e8b\u4f8b\u3068\u3057\u3066\u306f\u5b58\u5728\u3057\u3066\u3044\u305f\u3082\u306e\u306e\u3001\u6700\u5927\u624b\u3068\u3082\u3044\u3048\u308b\u30d7\u30ec\u30fc\u30e4\u30fc\u304c\u6253\u3061\u51fa\u3057\u3066\u304d\u305f\u3053\u3068\u306f\u3001\u300c\u30b5\u30d6\u30b9\u30af\u300d\u578b\u306e\u6982\u5ff5\u304c\u8cc7\u7523\u904b\u7528\u306e\u4e16\u754c\u306b\u3082\u6d78\u900f\u3057\u3046\u308b\u3068\u3044\u3046\u65b0\u3057\u3044\u30e1\u30c3\u30bb\u30fc\u30b8\u3092\u6301\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u904b\u7528\u4f1a\u793e\u3068\u306f\u7570\u306a\u308a\u307e\u3059\u304c\u3001\u8a3c\u5238\u6295\u8cc7\u306e\u4e8b\u4f8b\u3067\u30b5\u30d6\u30b9\u30af\u3068\u3044\u3048\u3070<a href=\"https:\/\/blog.robinhood.com\/news\/2016\/9\/28\/robinhood-gold\" rel=\"noopener noreferrer\" target=\"_blank\">Robinhood Gold<\/a>\u304c\u601d\u3044\u51fa\u3055\u308c\u307e\u3059\u3002\u540c\u30b5\u30fc\u30d3\u30b9\u306f\u4e3b\u306b\u4fe1\u7528\u53d6\u5f15\u306e\u4f59\u529b\u3092\u63d0\u4f9b\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u3068\u306a\u308a\u307e\u3059\u304c\u3001\u8a3c\u5238\u7528\u8a9e\u3068\u3057\u3066\u91d1\u5229\u306e\u6982\u5ff5\u3067\u305d\u308c\u3092\u8aac\u660e\u3059\u308b\u3088\u308a\u3082\u3001\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u578b\u306e\u624b\u6570\u6599\u3068\u3057\u3066\u305d\u306e\u5185\u5bb9\u3092\u6253\u3061\u51fa\u3057\u3066\u304a\u308a\u3001\u3088\u308a\u3001\u30ec\u30d0\u30ec\u30c3\u30b8\u3092\u304b\u3051\u308b\u3068\u3044\u3046\u30a4\u30e1\u30fc\u30b8\u3088\u308a\u306f\u3001\u56fa\u5b9a\u306e\u8cbb\u7528\u3092\u6255\u3063\u3066\u3001\u3088\u308a\u591a\u304f\u306e\u30c8\u30ec\u30fc\u30c9\u3092\uff08Netflix\u306e\u3088\u3046\u306b\uff09\u697d\u3057\u3081\u308b\u3001\u3068\u3044\u3046\u3088\u3046\u306a\u30a4\u30e1\u30fc\u30b8\u3092\u3082\u305f\u305b\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u6d88\u8cbb\u8005\u304c\u30b5\u30fc\u30d3\u30b9\u306e\u4ed8\u52a0\u4fa1\u5024\u3092\u53d7\u3051\u53d6\u308b\u65b9\u6cd5\u304c\u9032\u5316\u3059\u308b\u4e2d\u3067\u3001\u3053\u3068\u3055\u3089\u30b3\u30b9\u30c8\u69cb\u9020\u306b\u306f\u654f\u611f\u306b\u306a\u3089\u3056\u308b\u3092\u3048\u306a\u3044\u8cc7\u7523\u904b\u7528\u306e\u3042\u308a\u65b9\u304c\u3053\u306e\u3088\u3046\u306b\u5927\u304d\u304f\u5909\u5316\u3057\u3066\u304d\u3066\u3044\u307e\u3059\u3002<br \/>\n\u65e5\u672c\u3067\u3082\u5b9f\u73fe\u53ef\u80fd\u306a\u8981\u7d20\u304c\u3042\u308b\u4e2d\u3067\u3001\u3044\u305a\u308c\u3069\u306e\u3088\u3046\u306a\u30d7\u30ec\u30fc\u30e4\u30fc\u304c\u305d\u308c\u3092\u518d\u73fe\u3057\u3066\u3044\u304f\u306e\u304b\u3001\u6ce8\u76ee\u3057\u3066\u3044\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4eca\u9031\u3001\u8907\u6570\u306e\u30cb\u30e5\u30fc\u30b9\u304c\u7c73\u56fd\u306b\u304a\u3051\u308b\u8cc7\u7523\u904b\u7528\u7523\u696d\u306e\u65b0\u305f\u306a\u5831\u916c\u4f53\u7cfb\u306e\u6a21\u7d22\u306b\u89e6\u308c\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n","protected":false},"author":4,"featured_media":3992,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-3884","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-global"],"acf":[],"_links":{"self":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3884","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/comments?post=3884"}],"version-history":[{"count":5,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3884\/revisions"}],"predecessor-version":[{"id":3993,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3884\/revisions\/3993"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media\/3992"}],"wp:attachment":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media?parent=3884"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/categories?post=3884"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/tags?post=3884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}