{"id":3949,"date":"2019-08-05T15:04:20","date_gmt":"2019-08-05T06:04:20","guid":{"rendered":"https:\/\/moneyforward.com\/mf_blog\/?p=3949"},"modified":"2019-09-13T17:20:04","modified_gmt":"2019-09-13T08:20:04","slug":"obie","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20190805\/obie\/","title":{"rendered":"\u82f1\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u9032\u6357\u30ec\u30dd\u30fc\u30c8"},"content":{"rendered":"<p>\u82f1OBIE\uff08\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u5236\u5ea6\u306e\u63a8\u9032\u4e3b\u4f53\uff09\u306f7\u670816\u65e5\u306b\u3001\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u304c2018\u5e741\u6708\u306b\u958b\u59cb\u3057\u3066\u304b\u3089\u306e\u9032\u6357\u3068\u3001\u3053\u308c\u307e\u3067\u306e\u30e9\u30fc\u30cb\u30f3\u30b0\u3092\u307e\u3068\u3081\u305f<a href=\"https:\/\/www.openbanking.org.uk\/about-us\/news\/obie-launches-new-fingleton-and-odi-report-examining-the-purpose-progress-and-potential-of-open-banking\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u30ec\u30dd\u30fc\u30c8\u3092\u767a\u8868<\/a>\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><!--more--><\/p>\n<p>\u540c\u30ec\u30dd\u30fc\u30c8\u306f2014\u5e74\u306b\u591a\u304f\u306e\u8b70\u8ad6\u306e\u7aef\u7dd2\u3068\u306a\u3063\u305f<a href=\"https:\/\/www.gov.uk\/government\/publications\/data-sharing-and-open-data-for-banks\" target=\"_blank\" rel=\"noopener noreferrer\">\u9280\u884c\u306b\u304a\u3051\u308b\u30aa\u30fc\u30d7\u30f3\u30fb\u30c7\u30fc\u30bf\u306e\u30ec\u30dd\u30fc\u30c8<\/a>\u306e\u8457\u8005\u3067\u3082\u3042\u3063\u305fFingleton\u793e\u3068ODI\u3078\u306e\u59d4\u8a17\u8abf\u67fb\u306e\u5f62\u3067\u57f7\u7b46\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u5185\u5bb9\u306f\u3001\u82f1\u56fd\u3067\u9032\u307f\u3064\u3064\u3042\u308b\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u6a19\u6e96\u5316\u304c\u9032\u3080\u4e2d\u3067\u3001PSD2\u306e\u6539\u5584\u70b9\u304c\u660e\u3089\u304b\u306b\u306a\u3063\u3066\u304d\u305f\u3053\u3068\u3092\u4e3b\u306b\u8ff0\u3079\u305f\u3082\u306e\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002Executive Summary\u306e\u4eee\u8a33\u3092\u4e0b\u8a18\u306b\u7f6e\u3044\u3066\u304a\u308a\u307e\u3059\u3002<\/p>\n<p><iframe loading=\"lazy\" style=\"border: 1px solid #CCC; border-width: 1px; margin-bottom: 5px; max-width: 100%;\" src=\"\/\/www.slideshare.net\/slideshow\/embed_code\/key\/rfkTwDB6G4geAE\" width=\"668\" height=\"714\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" allowfullscreen=\"allowfullscreen\"> <\/iframe><\/p>\n<div style=\"margin-bottom: 5px;\"><strong> <a title=\"2019 07 odi fingleton\" href=\"\/\/www.slideshare.net\/ttaki\/2019-07-odi-fingleton\" target=\"_blank\" rel=\"noopener noreferrer\">2019 07 odi fingleton<\/a> <\/strong> from <strong><a href=\"https:\/\/www.slideshare.net\/ttaki\" target=\"_blank\" rel=\"noopener noreferrer\">Toshio Taki<\/a><\/strong><\/div>\n<p>PSD2\u306e\u6539\u5584\u70b9\u3068\u3057\u3066\u306f\u3001\u6c7a\u6e08\u6a5f\u80fd\u306e\u5411\u4e0a\u3084\u3001\u5236\u5ea6\u7684\u306b\u6c42\u3081\u3089\u308c\u308b\u53d6\u5f15\u660e\u7d30\u306eAPI\u958b\u653e\u306a\u3069\u3068\u306f\u5225\u306b\u3001Fintech\u4f01\u696d\u304c\u9280\u884c\u3068\u4ea4\u6e09\u306e\u4e0a\u3067\u5229\u7528\u3059\u308b\u30bf\u30a4\u30d7\u306e\u300c\u30d7\u30ec\u30df\u30a2\u30e0API\u300d\u3068\u3044\u3046\u6982\u5ff5\u3092\u51fa\u3057\u3066\u304a\u308a\u3001\u30d7\u30ec\u30df\u30a2\u30e0API\u306b\u5bfe\u3057\u3066\u306f\u6709\u511f\u3067\u6d3b\u7528\u3059\u308b\u3088\u3046\u306a\u3053\u3068\u304c\u8003\u3048\u3089\u308c\u308b\u3001\u3068\u3044\u3046\u8a18\u8f09\u304c\u3042\u308a\u307e\u3059\u3002\u30ec\u30dd\u30fc\u30c8\u5185\u306b\u306f\u305d\u306e\u4e8b\u4f8b\u3068\u3057\u3066\u672c\u4eba\u78ba\u8a8d\u30c7\u30fc\u30bf\u306e\u4f1d\u9054\u304c\u6319\u3052\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u306a\u304a\u30ec\u30dd\u30fc\u30c8\u306e\u5f8c\u534a\uff08p21\uff09\u306b\u306f\u65e5\u672c\u3092\u542b\u3080\u8af8\u56fd\u306b\u304a\u3051\u308b\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u73fe\u72b6\u304c\u8a18\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u65e5\u672c\u306b\u95a2\u3057\u3066\u306f\u3001\u5236\u5ea6\u6574\u5099\u3084\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u5316\u306b\u95a2\u3059\u308b\u5236\u5ea6\u7684\u63a8\u9032\u304c\u8ff0\u3079\u3089\u308c\u3066\u3044\u308b\u53cd\u9762\u3001API\u9023\u643a\u306b\u304a\u3044\u3066Fintech\u4f01\u696d\u3068\u9280\u884c\u304c\u4ea4\u6e09\u304c\u5fc5\u8981\u3068\u306a\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u305d\u306e\u9032\u5c55\u5ea6\u306f\u4f4e\u3044\u3068\u3044\u3046\u8a18\u8f09\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4ee5\u4e0b\u306f\u611f\u60f3\u3067\u3059\u304c\u3001\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u306f\u9280\u884c\u306e\u3053\u308c\u304b\u3089\u306e\u5f62\u3092\u4f5c\u3063\u3066\u3044\u304f\u305f\u3081\u306e\u3001\u91cd\u8981\u306a\u53d6\u308a\u7d44\u307f\u306e\u4e00\u3064\u3067\u3042\u308b\u4e2d\u3067\u3001\u5236\u5ea6\u3068\u3057\u3066\u3082\u30d7\u30ec\u30fc\u30e4\u30fc\u3068\u3057\u3066\u3082\u3001\u8cea\u306e\u9ad8\u3044\u8a66\u884c\u932f\u8aa4\u3092\u884c\u3046\u3053\u3068\u306e\u91cd\u8981\u6027\u304c\u672c\u30ec\u30dd\u30fc\u30c8\u306e\u968f\u6240\u304b\u3089\u611f\u3058\u3089\u308c\u307e\u3059\u3002\u6a19\u6e96\u7684\u306aAPI\u306e\u3042\u308a\u65b9\u306b\u3064\u3044\u3066\u3082\u3001\u4f8b\u3048\u3070\u6c7a\u6e08\u7528\u306eAPI\u306e\u4f7f\u3044\u52dd\u624b\u306b\u8ab2\u984c\u304c\u3042\u308b\u3068\u5206\u304b\u3063\u3066\u304d\u305f\u4e2d\u3067\u898b\u76f4\u3057\u304c\u63d0\u8a00\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u8a66\u884c\u932f\u8aa4\u3092\u5236\u5ea6\u5168\u4f53\u3067\u884c\u3046\u3053\u3068\u3067\u3001\u3084\u3063\u3068\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u5f62\u6210\u3092\u884c\u308f\u308c\u3001\u305d\u306e\u3053\u3068\u304cTPP\u3067\u3042\u3063\u3066\u3082\u9280\u884c\u5074\u3067\u3042\u3063\u3066\u3082\u3001\u65b0\u3057\u3044\u30d3\u30b8\u30cd\u30b9\u3092\u4f5c\u3063\u3066\u3044\u304f\u3053\u3068\u306b\u3064\u306a\u304c\u308b\u3001\u3068\u3044\u3046\u672a\u6765\u3078\u306e\u7406\u89e3\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u672c\u5e745\u67087\u65e5\u4ed8\u306e<a href=\"https:\/\/www.jimin.jp\/news\/policy\/139494.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u81ea\u6c11\u515a\u91d1\u878d\u8abf\u67fb\u4f1a\u306e\u63d0\u8a00<\/a>\u306b\u304a\u3044\u3066\u3001API\u9023\u643a\u306b\u95a2\u3057\u3066\u306f\u300cFinTech\u4e8b\u696d\u8005\u306b\u3088\u308b\u5229\u7528\u306f\u3001\u9280\u884c\u306b\u5411\u3051\u305f\u5236\u5ea6\u6574\u5099\u3001\u5951\u7d04\u4ea4\u6e09\u7b49\u306e\u5b9f\u52d9\u7684\u306a\u63a5\u7d9a\u8ca0\u62c5\u304c\u91cd\u304f\u3001\u307e\u305f\u4e00\u90e8\u9280\u884c\u3068FinTech\u4f01\u696d\u9593\u3067\u63a5\u7d9a\u624b\u6570\u6599\u306b\u3064\u3044\u3066\u5408\u610f\u304c\u96e3\u822a\u3059\u308b\u306a\u3069\u3001\u4e88\u65ad\u3092\u8a31\u3055\u306a\u3044\u72b6\u6cc1\u3067\u3042\u308b\u3002\u300d\u3068\u3044\u3046\u8a18\u8f09\u304c\u3042\u308a\u307e\u3059\u3002\u4eee\u306b\u3001\u6700\u521d\u306e\u8a66\u884c\u932f\u8aa4\u304c\u3001\u63a5\u7d9a\u304c\u884c\u3048\u306a\u3044\u3053\u3068\u306b\u3088\u3063\u3066\u7d76\u305f\u308c\u3066\u3057\u307e\u3048\u3070\u3001\u305d\u306e\u5f8c\u306e\u4e8b\u696d\u5275\u9020\u306e\u9053\u3082\u521d\u3081\u304b\u3089\u65ad\u305f\u308c\u3066\u3057\u307e\u3046\u3053\u3068\u306b\u3082\u7b49\u3057\u304f\u306a\u308a\u307e\u3059\u3002\u73fe\u72b6\u306f\u3001\u9280\u884c\u6cd5\u306b\u5b9a\u3081\u3089\u308c\u308b\u5951\u7d04\u671f\u9650\u304c2020\u5e745\u6708\u672b\u306b\u8feb\u308b\u4e2d\u3001\u95a2\u308f\u308b\u30b9\u30c6\u30fc\u30af\u30db\u30eb\u30c0\u30fc\u304c\u4eca\u4e00\u5ea6\u5371\u6a5f\u611f\u9ad8\u304f\u3001\u672a\u6765\u306b\u5411\u3051\u305f\u53d6\u308a\u7d44\u307f\u3092\u9032\u3081\u308b\u3053\u3068\u304c\u6c42\u3081\u3089\u308c\u3066\u3044\u308b\u3068\u3082\u3044\u3048\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u82f1OBIE\uff08\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u5236\u5ea6\u306e\u63a8\u9032\u4e3b\u4f53\uff09\u306f7\u670816\u65e5\u306b\u3001\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u304c2018\u5e741\u6708\u306b\u958b\u59cb\u3057\u3066\u304b\u3089\u306e\u9032\u6357\u3068\u3001\u3053\u308c\u307e\u3067\u306e\u30e9\u30fc\u30cb\u30f3\u30b0\u3092\u307e\u3068\u3081\u305f\u30ec\u30dd\u30fc\u30c8\u3092\u767a\u8868\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"author":4,"featured_media":3988,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-3949","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-global"],"acf":[],"_links":{"self":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/comments?post=3949"}],"version-history":[{"count":8,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3949\/revisions"}],"predecessor-version":[{"id":3989,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/3949\/revisions\/3989"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media\/3988"}],"wp:attachment":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media?parent=3949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/categories?post=3949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/tags?post=3949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}