{"id":4550,"date":"2020-07-27T01:01:16","date_gmt":"2020-07-26T16:01:16","guid":{"rendered":"https:\/\/moneyforward.com\/mf_blog\/?p=4550"},"modified":"2021-08-10T18:54:53","modified_gmt":"2021-08-10T09:54:53","slug":"sofi-occ","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20200727\/sofi-occ\/","title":{"rendered":"\u7c73SoFi\u306b\u3088\u308b\u56fd\u6cd5\u9280\u884c\u514d\u8a31\u306e\u7533\u8acb"},"content":{"rendered":"\n<p>WSJ\u306f7\u670810\u65e5\u3001SoFi\u304c7\u67088\u65e5\u306bOCC\uff08\u901a\u8ca8\u76e3\u7763\u5e81\uff09\u306b\u56fd\u6cd5\u9280\u884c\u514d\u8a31\uff08national bank charter\uff09\u306e\u7533\u8acb\u3092\u884c\u3063\u305f\u3068<a href=\"https:\/\/www.wsj.com\/articles\/sofi-moves-to-start-its-own-bank-11594398461\">\u5831\u3058\u3066\u3044\u307e\u3059<\/a>\u3002<\/p>\n\n\n\n<p><a href=\"https:\/\/www.sofi.com\/\">SoFi<\/a>\u306f\u3001\u5b66\u751f\u306e\u6559\u80b2\u30ed\u30fc\u30f3\u3092\u30bd\u30fc\u30b7\u30e3\u30eb\u30ec\u30f3\u30c7\u30a3\u30f3\u30b0\u3092\u6d3b\u7528\u3057\u3001\u501f\u308a\u63db\u3048\u30ed\u30fc\u30f3\u306e\u63d0\u4f9b\u3092\u3059\u308b\u30aa\u30f3\u30e9\u30a4\u30f3\u30fb\u30ec\u30f3\u30c0\u30fc\u3067\u3059\u30022020\u5e74\u307e\u3067\u306b\u7d2f\u8a0825\u5104\u7c73\u30c9\u30eb\u3092\u8abf\u9054\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u540c\u793e\u306e\u30b5\u30fc\u30d3\u30b9\u306e\u7279\u5fb4\u306f\u3001AI\u306b\u3088\u308b\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u89e3\u6790\u306b\u57fa\u3065\u304d\u3001\u501f\u308a\u624b\u306e\u5b66\u6b74\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u3001\u516c\u5171\u6599\u91d1\u306e\u652f\u6255\u5c65\u6b74\u306a\u3069\u304b\u3089\u652f\u6255\u3044\u80fd\u529b\u306e\u9ad8\u3044\u3068\u5224\u5b9a\u3055\u308c\u308b\u4eba\u7269\u306e\u7d5e\u308a\u8fbc\u307f\u3092\u884c\u3044\u307e\u3059\u3002\u305d\u306e\u4e0a\u3067\u30ed\u30fc\u30f3\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u8cb8\u3057\u5012\u308c\u30ea\u30b9\u30af\u3092\u4e0b\u3052\u3001\u8cb8\u3057\u624b\u306e\u9700\u8981\u3092\u9ad8\u3081\u305f\u30bd\u30fc\u30b7\u30e3\u30eb\u30ec\u30f3\u30c7\u30a3\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u70b9\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u305d\u306e\u4ed6\u3001\u4e00\u822c\u7684\u306a\u30bd\u30fc\u30b7\u30e3\u30eb\u30ec\u30f3\u30c7\u30a3\u30f3\u30b0\u3084\u9023\u90a6\u653f\u5e9c\u304c\u904b\u55b6\u3059\u308b\u6559\u80b2\u30ed\u30fc\u30f3\u3068\u306e\u5dee\u5225\u5316\u3068\u3057\u3066\u3001\u5168\u7c73\u306e\u6709\u540d\u5927\u5b66\u3084\u7279\u5b9a\u306e\u5927\u5b66\u306eOB\u304b\u3089\u878d\u8cc7\u8cc7\u91d1\u306e\u63d0\u4f9b\u3092\u7a4d\u6975\u7684\u306b\u884c\u3044\u3001\u4f4e\u91d1\u5229\u3067\u501f\u308a\u624b\u306e\u5b66\u751f\u306b\u30ed\u30fc\u30f3\u3092\u63d0\u4f9b\u3057\u3001\u8cb8\u3057\u624b\u3068\u501f\u308a\u624b\u306e\u9593\u306b\u5f31\u3044\u540c\u7a93\u306e\u7e4b\u304c\u308a\u3092\u6301\u305f\u305b\u3066\u3044\u308b\u3053\u3068\u3082\u7279\u5fb4\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"741\" height=\"283\" src=\"https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2020\/07\/2020-07-15_16h37_07.png\" alt=\"\" class=\"wp-image-4553\" srcset=\"https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2020\/07\/2020-07-15_16h37_07.png 741w, https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2020\/07\/2020-07-15_16h37_07-300x115.png 300w, https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2020\/07\/2020-07-15_16h37_07-304x116.png 304w, https:\/\/moneyforward.com\/mf_blog\/wp-content\/uploads\/2020\/07\/2020-07-15_16h37_07-282x108.png 282w\" sizes=\"auto, (max-width: 741px) 100vw, 741px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-right\">(\u753b\u50cf: SoFi\u516c\u5f0f\u30b5\u30a4\u30c8\u3088\u308a\u5f15\u7528)<\/p>\n\n\n\n<p>SoFi\u306e\u76f4\u8fd1\u306e\u52d5\u5411\u3068\u3057\u3066\u306f\u30012020\u5e744\u6708\u306b12\u5104\u7c73\u30c9\u30eb\u3067\u30e6\u30bf\u5dde\u306e\u30cd\u30aa\u30d0\u30f3\u30af \u201c<a href=\"https:\/\/www.galileo-ft.com\/\">Galileo<\/a>\u201d\u3092\u3001\u9999\u6e2f\u306e\u6295\u8cc7\u30a2\u30d7\u30ea\u3084\u30a6\u30a7\u30eb\u30b9\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b \u201c<a href=\"https:\/\/www.sofi.hk\/\">8 Securities<\/a>\u201d\u3092\u8cb7\u53ce\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u30012020\u5e745\u6708\u306b<a href=\"https:\/\/www.samsung.com\/us\/samsung-pay\/\">Samsung Pay<\/a>\u3068\u306e\u5354\u696d\u3067\u3001\u6c7a\u6e08\u30ab\u30fc\u30c9\u306e\u767a\u884c\u3068\u30e2\u30d0\u30a4\u30eb\u4e0a\u306e\u5bb6\u8a08\u7ba1\u7406\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3068<a href=\"https:\/\/www.sofi.com\/press\/sofi-partners-with-samsung\">\u767a\u8868<\/a>\u3057\u3066\u304a\u308a\u3001\u5354\u696d\u306e\u80cc\u666f\u306b\u306f\u3001Apple Pay\u3068\u306e\u7af6\u5408\u304c\u8996\u91ce\u306b\u3042\u308b\u3068\u3044\u3046\u898b\u65b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u540c\u793e\u304c\u9280\u884c\u514d\u8a31\u306e\u7533\u8acb\u3092\u884c\u3063\u305f\u306e\u306f\u4eca\u56de\u30672\u56de\u76ee\u3067\u3001\u524d\u56de\u306f2017\u5e74\u306b\u30e6\u30bf\u5dde\u6cd5\u306b\u3088\u3063\u3066\u3001\u696d\u52d9\u306e\u63d0\u4f9b\u7bc4\u56f2\u304c\u5dde\u5185\u306b\u5236\u9650\u3055\u308c\u3066\u3044\u308b\u5dde\u6cd5\u9280\u884c\u306e\u514d\u8a31\u7533\u8acb\u3092\u884c\u3063\u3066\u3044\u307e\u3057\u305f\u304c\u3001\u793e\u5185\u30c8\u30e9\u30d6\u30eb\u7b49\u3092\u7406\u7531\u306b\u7533\u8acb\u3092\u64a4\u56de\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u524d\u56de\u306e\u5dde\u6cd5\u9280\u884c\u304b\u3089\u56fd\u6cd5\u9280\u884c\u306e\u514d\u8a31\u7533\u8acb\u306b\u5207\u308a\u66ff\u3048\u305f\u7406\u7531\u306b\u3064\u3044\u3066\u306f\u660e\u3089\u304b\u306b\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u304c\u3001\u2460\u56fd\u6cd5\u9280\u884c\u306e\u514d\u8a31\u53d6\u5f97\u306b\u3088\u308a\u3001\u5168\u7c73\u3067\u306e\u9280\u884c\u696d\u52d9\u304c\u53ef\u80fd\u3068\u306a\u308b\u3053\u3068\u3067\u8cc7\u91d1\u53ca\u3073\u624b\u7d9a\u4e0a\u306e\u30ea\u30b9\u30af\u3092\u4f4e\u6e1b\u3067\u304d\u308b\u3053\u3068\u3001\u24612018\u5e74\u4ee5\u964d\u3001\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306e \u201cGalileo Financial Technologies\u201d\u306e\u8cb7\u53ce\u3084\u3001P2P\u4fdd\u967a\u3092\u63d0\u4f9b\u3059\u308b \u201cLemonade\u201d\u3001\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u767a\u884c\u306b\u304a\u3044\u3066\u201cBancorp Group\u201d\u3068\u306e\u5354\u696d\u3092\u884c\u3046\u306a\u3069\u3001\u5168\u7c73\u3067\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3092\u4ee5\u524d\u304b\u3089\u898b\u636e\u3048\u3066\u3044\u305f\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4eee\u306bSoFi\u306e\u56fd\u6cd5\u9280\u884c\u5316\u304cOCC\u306b\u3088\u308a\u6b63\u5f0f\u306b\u627f\u8a8d\u3055\u308c\u308c\u3070\u3001\u5b66\u751f\u30ed\u30fc\u30f3\u306e\u30bd\u30fc\u30b7\u30e3\u30eb\u30ec\u30f3\u30c7\u30a3\u30f3\u30b0\u4ee5\u5916\u306b\u304a\u3044\u3066\u3082\u3001\u5e45\u5e83\u304f\u9280\u884c\u696d\u52d9\u3092\u884c\u3046\u3053\u3068\u3082\u53ef\u80fd\u3068\u306a\u308a\u307e\u3059\u3002\u540c\u793e\u306e\u7af6\u4e89\u529b\u306e\u6e90\u3067\u3042\u308b\u3001\u512a\u826f\u306a\u9867\u5ba2\u57fa\u76e4\u306b\u5411\u3051\u305f\u6e80\u8db3\u5ea6\u306e\u9ad8\u3044\u30b5\u30fc\u30d3\u30b9\u306e\u62e1\u5927\u304c\u3001\u514d\u8a31\u53d6\u5f97\u306b\u3088\u308a\u52a0\u901f\u3055\u308c\u308b\u306e\u304b\u304c\u6ce8\u76ee\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"has-text-align-right\">\uff08\u30bf\u30a4\u30c8\u30eb\u753b\u50cf: SoFi\u516c\u5f0f\u30b5\u30a4\u30c8\u3088\u308a\u5f15\u7528\uff09<\/p>\n","protected":false},"excerpt":{"rendered":"<p>WSJ\u306f7\u670810\u65e5\u3001SoFi\u304c7\u67088\u65e5\u306bOCC\uff08\u901a\u8ca8\u76e3\u7763\u5e81\uff09\u306b\u56fd\u6cd5\u9280\u884c\u514d\u8a31\uff08national bank charter\uff09\u306e\u7533\u8acb\u3092\u884c\u3063\u305f\u3068\u5831\u3058\u3066\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"author":10,"featured_media":4552,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-4550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-global"],"acf":[],"_links":{"self":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/4550","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/comments?post=4550"}],"version-history":[{"count":2,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/4550\/revisions"}],"predecessor-version":[{"id":4554,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/posts\/4550\/revisions\/4554"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media\/4552"}],"wp:attachment":[{"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/media?parent=4550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/categories?post=4550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyforward.com\/mf_blog\/wp-json\/wp\/v2\/tags?post=4550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}