{"id":4717,"date":"2021-01-15T14:20:08","date_gmt":"2021-01-15T05:20:08","guid":{"rendered":"https:\/\/moneyforward.com\/mf_blog\/?p=4717"},"modified":"2021-01-15T14:20:10","modified_gmt":"2021-01-15T05:20:10","slug":"visa-plaid-2","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20210115\/visa-plaid-2\/","title":{"rendered":"VISA\u304cPlaid\u306e\u8cb7\u53ce\u4e2d\u6b62\u3092\u767a\u8868"},"content":{"rendered":"\n<p>VISA\u306f2020\u5e741\u670812\u65e5\u3001\u7c73\u56fd\u3067\u53e3\u5ea7\u63a5\u7d9a\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3059\u308bPlaid\u3068\u306e\u5408\u4f75\u306b\u95a2\u3059\u308b\u4e8b\u5b9f\u4e0a\u306e\u4e2d\u6b62\u3092<a href=\"https:\/\/usa.visa.com\/about-visa\/newsroom\/press-releases.releaseId.17586.html\">\u767a\u8868\u3057\u3066\u3044\u307e\u3059<\/a>\u3002<\/p>\n\n\n\n<p>2020\u5e741\u6708\u306bVISA\u306fPlaid\u3092\u5f53\u664253\u5104\u30c9\u30eb\uff08\u7d045,800\u5104\u5186\uff09\u3067\u8cb7\u53ce\u3059\u308b\u3053\u3068\u3092\u767a\u8868\u3057\u3001Plaid\u306e\u6c7a\u6e08\u95a2\u9023\u30b5\u30fc\u30d3\u30b9\u3084\u672c\u4eba\u78ba\u8a8d\u57fa\u76e4\u3092\u7528\u3044\u308b\u3053\u3068\u3067\u3001VISA\u304c\u5727\u5012\u7684\u5730\u4f4d\u3092\u6301\u3064BtoC\u6c7a\u6e08\u3092\u306f\u3058\u3081\u3068\u3059\u308b\u3001\u6c7a\u6e08\u30a4\u30f3\u30d5\u30e9\u306e\u4ed8\u52a0\u4fa1\u5024\u304c\u5927\u5e45\u306b\u9ad8\u307e\u308b\u53ef\u80fd\u6027\u304c\u6ce8\u76ee\u3055\u308c\u3066\u3044\u307e\u3057\u305f\uff08\u6ce8\uff09\u3002<\/p>\n\n\n\n<p>\u3057\u304b\u3057\u3001\u305d\u306e\u5f8c2020\u5e7411\u6708\u306b\u7c73\u53f8\u6cd5\u7701\uff08DOJ\uff09\u306f\u53cd\u30c8\u30e9\u30b9\u30c8\u6cd5\u306b\u57fa\u3065\u304f<a href=\"https:\/\/www.justice.gov\/opa\/pr\/justice-department-sues-block-visas-proposed-acquisition-plaid\">\u8a34\u8a1f\u3092\u63d0\u8d77<\/a>\u3057\u307e\u3057\u305f\u3002DOJ\u306f\u3001\u8a34\u8a1f\u3092\u63d0\u8d77\u3057\u305f\u7406\u7531\u3068\u3057\u3066\u300cVISA\u304cPlaid\u3092\u8cb7\u53ce\u3059\u308b\u3053\u3068\u3067\u3001Plaid\u306e\u7af6\u4e89\u529b\u3092\u596a\u3044\u3001\u7d50\u679c\u7684\u306bVISA\u304c\u5e02\u5834\u306e\u652f\u914d\u7387\u3092\u9ad8\u3081\u3066\u72ec\u5360\u3092\u5f37\u5316\u3057\u3001\u4ed6\u793e\u304b\u3089\u306e\u7af6\u4e89\u4e0a\u306e\u8105\u5a01\u3092\u6392\u9664\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u300d\u3068\u5e02\u5834\u72ec\u5360\u306e\u89b3\u70b9\u3067\u306e\u554f\u984c\u3092\u6307\u6458\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>Bloomberg Law\u4e0a\u3067\u516c\u958b\u3055\u308c\u305fDOJ\u306e<a href=\"https:\/\/www.bloomberglaw.com\/public\/desktop\/document\/vVisaIncetalDocketNo320cv07810NDCalNov052020CourtDocket?1604591040\">\u8a34\u8a1f\u306b\u95a2\u3059\u308b\u66f8\u985e<\/a>\u306e\u4e2d\u3067\u30012019\u5e743\u6708\u306bVISA\u5074\u3067Plaid\u306e\u8cb7\u53ce\u3092\u691c\u8a0e\u3059\u308b\u30df\u30fc\u30c6\u30a3\u30f3\u30b0\u304c\u958b\u304b\u308c\u305f\u969b\u3001Plaid\u304cVISA\u306e\u8105\u5a01\u3068\u306a\u308b\u53ef\u80fd\u6027\u3092\u706b\u5c71\u306b\u4f8b\u3048\u3066\u6574\u7406\u3057\u3066\u3044\u305f\u3068\u3055\u308c\u308b\u30e1\u30e2\u304c\u6dfb\u4ed8\u3055\u308c\u3066\u3044\u307e\u3059\u3002Bloomberg 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href=\"https:\/\/www.justice.gov\/opa\/pr\/visa-and-plaid-abandon-merger-after-antitrust-division-s-suit-block\">\u53d6\u308a\u4ea4\u308f\u3057\u305f<\/a>\u5f62\u3068\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p>VISA\u306e\u30a2\u30eb\u30d5\u30ec\u30c3\u30c9\u30fb\u30b1\u30ea\u30fc\u6c0f\u306f\u4eca\u56de\u306e\u767a\u8868\u3067\u300c\u79c1\u9054\u306f\u4e16\u754c\u4e2d\u306e\u30ab\u30fc\u30c9\u3084\u91d1\u878d\u6a5f\u95a2\u53e3\u5ea7\u306b\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u306e\u9001\u91d1\u304c\u53ef\u80fd\u306a \u201cVISA Direct\u201d\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u8907\u6570\u306e\u30ab\u30fc\u30c9\u3084\u3001ACH\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306a\u6c7a\u6e08\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3092\u7528\u3044\u3066\u4e16\u754c\u4e2d\u306b\u8cc7\u91d1\u3092\u79fb\u52d5\u3055\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u4e2d\u3001\u4eca\u5f8c\u3068\u3082Plaid\u3068\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306b\u671f\u5f85\u3057\u3066\u3044\u308b\u300d\u3068\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4e16\u754c\u7684\u6c7a\u6e08\u30d6\u30e9\u30f3\u30c9\u306b\u3088\u308b\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306e\u8cb7\u53ce\u306b\u3064\u3044\u3066\u306f\u3001\u4ed6\u306b\u30822020\u5e746\u6708\u306bMastercard\u304c\u540c\u3058\u304f\u63a5\u7d9a\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306eFinicity\u306e\u8cb7\u53ce\u3092<a href=\"https:\/\/www.businesswire.com\/news\/home\/20200623005496\/en\/Mastercard-to-Acquire-Finicity-to-Advance-Open-Banking-Strategy\">\u767a\u8868<\/a>\u3057\u307e\u3057\u305f\u304c\u3001\u3053\u3061\u3089\u306f\u540c\u5e7411\u6708\u306bDOJ\u304b\u3089\u306e<a href=\"https:\/\/www.mastercard.com\/news\/press\/2020\/november\/mastercard-statement-on-department-of-justice-approval-of-finicity-acquisition\/\">\u627f\u8a8d\u3092\u53d7\u3051<\/a>\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4eca\u56de\u306eVISA\u3068Plaid\u306e\u5408\u4f75\u4e2d\u6b62\u306b\u81f3\u3063\u305f\u80cc\u666f\u3068\u3057\u3066\u3001\u5408\u4f75\u304c\u767a\u8868\u3055\u308c\u305f2020\u5e741\u6708\u304b\u3089\u306e\u7d041\u5e74\u9593\u3067\u30c6\u30c3\u30af\u4f01\u696d\u306e\u8a55\u4fa1\u304c\u5927\u5e45\u306b\u4e0a\u6607\u3057\u305f\u3053\u3068\u306b\u6ce8\u76ee\u3059\u308b\u610f\u898b\u3082\u3042\u308a\u307e\u3059\u3002Plaid\u306e\u65e2\u5b58\u6295\u8cc7\u5bb6\u306f\u3001\u4fc2\u4e89\u3092\u7406\u7531\u306b\u5408\u4f75\u3092\u4e2d\u6b62\u3057\u3001\u901a\u5e38\u306eIPO\u306a\u3044\u3057\u306fSPAC\u306b\u3088\u308a\u4e0a\u5834\u3059\u308b\u3053\u3068\u3067VISA\u306e\u8cb7\u53ce\u91d1\u984d\u3067\u3042\u308b53\u5104\u30c9\u30eb\u3088\u308a\u3082\u9ad8\u3044\u8a55\u4fa1\u3092\u682a\u5f0f\u5e02\u5834\u304b\u3089\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u53ef\u80fd\u6027\u3092\u6319\u3052\u3066\u3044\u308b\u3068\u3059\u308b\u898b\u65b9\u3082\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001VISA\u304c\u5408\u610f\u5951\u7d04\u306e\u89e3\u7d04\u624b\u6570\u6599\u3092Plaid\u306b\u652f\u6255\u3063\u3066\u3044\u306a\u3044\u3053\u3068\u304b\u3089\u3001Plaid\u5074\u304b\u3089\u5408\u4f75\u306e\u4e2d\u6b62\u3092\u6301\u3061\u304b\u3051\u305f\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u3044\u3046\u610f\u898b\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\uff08\u6ce8\uff09VISA\u306b\u3088\u308bPlaid\u306e\u8cb7\u53ce\u306b\u3064\u3044\u3066\u306f\u3001<a 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