{"id":4883,"date":"2021-08-02T18:39:43","date_gmt":"2021-08-02T09:39:43","guid":{"rendered":"https:\/\/moneyforward.com\/mf_blog\/?p=4883"},"modified":"2021-08-10T18:54:30","modified_gmt":"2021-08-10T09:54:30","slug":"kikoff","status":"publish","type":"post","link":"https:\/\/moneyforward.com\/mf_blog\/20210802\/kikoff\/","title":{"rendered":"\u82e5\u8005\u306e\u4e0e\u4fe1\u554f\u984c\u3092\u89e3\u6c7a\u3059\u308b\u7c73Kikoff"},"content":{"rendered":"\n<p>\u7c73\u56fd\u3067\u306f\u3001\u7279\u306b\u82e5\u8005\u304c\u878d\u8cc7\u3092\u53d7\u3051\u3065\u3089\u3044\u74b0\u5883\u306b\u7f6e\u304b\u308c\u3066\u3044\u307e\u3059\u30021974\u5e74\u306b\u300c\u6d88\u8cbb\u8005\u4fe1\u7528\u6a5f\u4f1a\u5747\u7b49\u6cd5\uff08ECOA\uff09\u300d\u304c\u5236\u5b9a\u3055\u308c\u3066\u4ee5\u964d\u3001\u6d88\u8cbb\u8005\u306e\u4fe1\u7528\u60c5\u5831\u306e\u7d44\u6210\u306b\u304a\u3044\u3066\u516c\u5e73\u306a\u4e0e\u4fe1\u57fa\u6e96\u3092\u9069\u7528\u3055\u305b\u308b\u53d6\u308a\u7d44\u307f\u304c\u884c\u308f\u308c\u3066\u304d\u307e\u3057\u305f\u3002\u307e\u305f\u3001\u305d\u306e\u4e0a\u3067\u540c\u56fd\u3067\u306fFICO\u30b9\u30b3\u30a2\u306a\u3069\u306e\u4fe1\u7528\u30b9\u30b3\u30a2\u306e\u4ed5\u7d44\u307f\u304c\u767a\u5c55\u3057\u3066\u304d\u305f\u80cc\u666f\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4e00\u65b9\u3001\u7c73\u56fd\u306e\u4fe1\u7528\u30b9\u30b3\u30a2\u306f\u904e\u53bb\u306e\u8fd4\u6e08\u5c65\u6b74\u3084\u65e2\u5b58\u306e\u50b5\u52d9\u6b8b\u9ad8\u306a\u3069\u306b\u57fa\u3065\u3044\u3066\u30b9\u30b3\u30a2\u3092\u7d44\u6210\u3059\u308b\u30b1\u30fc\u30b9\u304c\u591a\u304f\u3001\u3053\u308c\u307e\u3067\u878d\u8cc7\u3092\u53d7\u3051\u305f\u4e8b\u304c\u306a\u3044\u6d88\u8cbb\u8005\u306b\u304a\u3044\u3066\u306f\u3001\u5b9f\u969b\u306e\u4fe1\u7528\u529b\u304c\u9ad8\u3044\u5834\u5408\u3067\u3042\u3063\u3066\u3082\u4f4e\u3044\u30b9\u30b3\u30a2\u3068\u306a\u3063\u3066\u3057\u307e\u3046\u300c<a href=\"https:\/\/www.forbes.com\/sites\/billhardekopf\/2021\/01\/26\/what-is-a-thin-credit-file\/?sh=4b8157682aaf\">thin credit file<\/a>\u554f\u984c\u300d\u304c\u307f\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u305d\u306e\u305f\u3081\u3001\u7279\u306b\u4fe1\u7528\u30b9\u30b3\u30a2\u304c\u7d44\u6210\u3055\u308c\u3066\u3044\u306a\u3044\u672a\u6210\u5e74\u8005\u306b\u5bfe\u3057\u3001\u305d\u3082\u305d\u3082\u3069\u306e\u3088\u3046\u306a\u8981\u7d20\u3092\u57fa\u306b\u4fe1\u7528\u30b9\u30b3\u30a2\u304c\u7d44\u6210\u3055\u308c\u3001\u3069\u306e\u3088\u3046\u306a\u884c\u52d5\u3092\u3068\u308c\u3070\u30b9\u30b3\u30a2\u304c\u6539\u5584\u3055\u308c\u308b\u306e\u304b\u3068\u3044\u3046\u30ea\u30c6\u30e9\u30b7\u30fc\u3092\u5e83\u3081\u308b\u65b9\u6cd5\u304c\u6a21\u7d22\u3055\u308c\u3066\u304d\u307e\u3057\u305f\u3002\u305d\u306e\u3088\u3046\u306a\u4e2d\u3067\u3001\u8fd1\u5e74\u306f\u82e5\u5e74\u5c64\u3092\u5bfe\u8c61\u3068\u3057\u305f\u5c11\u984d\u878d\u8cc7\u3084\u3001\u72ec\u81ea\u306e\u4fe1\u7528\u30b9\u30b3\u30a2\u3092\u63d0\u4f9b\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u304c\u307f\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u5c11\u984d\u306e\u878d\u8cc7\u3068\u72ec\u81ea\u306e\u4fe1\u7528\u30b9\u30b3\u30a2\u3092\u7d44\u6210\u3059\u308b \u201cKikoff\u201d<\/strong><\/h4>\n\n\n\n<p>&nbsp;\u201c<a href=\"https:\/\/kikoff.com\/\">Kikoff<\/a>\u201d\u306f\u7c73\u56fd\u3067\u4fe1\u7528\u30b9\u30b3\u30a2\u3092\u6301\u305f\u306a\u3044\u82e5\u5e74\u5c64\u3084\u3001\u30b9\u30b3\u30a2\u304c\u4f4e\u3044\u8ca7\u56f0\u5c64\u3092\u5bfe\u8c61\u306b\u5c11\u984d\u306e\u878d\u8cc7\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u540c\u793e\u306f2020\u5e7412\u6708\u306b\u30d9\u30fc\u30bf\u7248\u306e\u63d0\u4f9b\u3092\u958b\u59cb\u3057\u3001\u672c\u5e746\u6708\u672b\u3088\u308a\u672c\u30b5\u30fc\u30d3\u30b9\u306e\u63d0\u4f9b\u3092\u958b\u59cb\u3057\u305f\u307e\u3060\u65e5\u306e\u6d45\u3044\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u304c\u30012021\u5e746\u6708\u307e\u3067\u306b\u7d2f\u8a08\u3067<a 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